Incision of urethra at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$902.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,875.39

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,070.29 with Aetna vs $10,216.18 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|Rental $2,070.29 ↑ +129%
MultiPlan Commercial|All Plans $2,156.55 ↑ +139%
SoundPath Medicare|All Plans $2,280.07 ↑ +153%
Kaiser Medicare|All Plans $2,280.07 ↑ +153%
Optum Medicare|All Plans $2,302.87 ↑ +155%
Aetna Medicare|All Plans $2,348.47 ↑ +160%
BCBS - Premera Medicare|All Plans $2,348.47 ↑ +160%
BCBS - Regence Medicare|All Plans $2,348.47 ↑ +160%
Humana Medicare|All Plans $2,439.67 ↑ +170%
Molina Medicare|All Plans $2,462.48 ↑ +173%
United Medicare|All Plans $2,462.48 ↑ +173%
Amerigroup Medicare|All Plans $2,485.28 ↑ +175%
CHPW Medicare|All Plans $2,622.08 ↑ +191%
Seattle Medical Group Medicare|All Plans $2,622.08 ↑ +191%
Sound Family Medicine Commercial|All Plans $4,332.13 ↑ +380%
Molina Commercial|Marketplace Exchange $4,377.73 ↑ +385%
Coordinated Care Commercial|Ambetter Exchange $4,514.54 ↑ +400%
Cigna Commercial|All Plans $4,556.00 ↑ +405%
BCBS - Premera Commercial|LifeWise Primary Exchange $4,714.95 ↑ +423%
Uniform Medical Plan Commercial|All Plans $5,033.88 ↑ +458%
Kaiser Commercial|HMO $5,046.94 ↑ +459%
Kaiser Commercial|PPO $5,552.03 ↑ +515%
BCBS - Regence Commercial|All Plans $5,772.11 ↑ +540%
BCBS - Premera Commercial|All Other Plans $6,815.91 ↑ +655%
United Commercial|Navigate $7,326.65 ↑ +712%
United Commercial|Cascade Care $7,712.37 ↑ +755%
United Commercial|All Other Plans $7,712.37 ↑ +755%
First Choice Commercial|All Plans $7,956.85 ↑ +782%
Aetna Commercial|AWH $8,683.76 ↑ +862%
Aetna Commercial|All Other Plans $10,216.18 ↑ +1032%

Visitor-reported prices

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Incision of urethra at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $2,774.80 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $4,391.10 $2,329.41 – $5,928.34
Providence Centralia Hospital Centralia $4,285.32 $2,420.64 – $10,363.57
Providence Mount Carmel Hospital Colville $3,245.90 not published
Providence St Mary Medical Center Walla Walla $4,637.50 $1,804.81 – $4,309.40
Kadlec Regional Medical Center Richland $4,561.90 $161.21 – $6,572.45
Providence Holy Family Hospital Spokane $4,602.50 $2,329.41 – $6,114.69
Providence St Peter Hospital Olympia $4,285.32 $2,043.50 – $8,326.29

All Washington hospitals for this procedure →