Incision of toe tendons 28011 at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$982.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,129.87

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,781.32 with Kaiser vs $8,396.30 with First Choice — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $1,781.32 ↑ +81%
SoundPath Medicare|All Plans $1,781.32 ↑ +81%
Optum Medicare|All Plans $1,799.13 ↑ +83%
BCBS - Premera Medicare|All Plans $1,834.76 ↑ +87%
BCBS - Regence Medicare|All Plans $1,834.76 ↑ +87%
Aetna Medicare|All Plans $1,834.76 ↑ +87%
Humana Medicare|All Plans $1,906.01 ↑ +94%
Molina Medicare|All Plans $1,923.83 ↑ +96%
United Medicare|All Plans $1,923.83 ↑ +96%
Amerigroup Medicare|All Plans $1,941.64 ↑ +98%
Seattle Medical Group Medicare|All Plans $2,048.52 ↑ +109%
CHPW Medicare|All Plans $2,048.52 ↑ +109%
Aetna Commercial|Rental $2,253.51 ↑ +129%
MultiPlan Commercial|All Plans $2,347.41 ↑ +139%
Sound Family Medicine Commercial|All Plans $3,384.51 ↑ +245%
Molina Commercial|Marketplace Exchange $3,420.13 ↑ +248%
Coordinated Care Commercial|Ambetter Exchange $3,527.01 ↑ +259%
BCBS - Premera Commercial|LifeWise Primary Exchange $3,720.45 ↑ +279%
Kaiser Commercial|HMO $3,903.19 ↑ +297%
Uniform Medical Plan Commercial|All Plans $3,972.12 ↑ +304%
Kaiser Commercial|PPO $4,293.81 ↑ +337%
BCBS - Regence Commercial|All Plans $4,554.63 ↑ +364%
BCBS - Premera Commercial|All Other Plans $5,378.27 ↑ +448%
United Commercial|Navigate $5,724.01 ↑ +483%
United Commercial|Cascade Care $6,025.36 ↑ +513%
United Commercial|All Other Plans $6,025.36 ↑ +513%
Cigna Commercial|All Plans $6,630.00 ↑ +575%
Aetna Commercial|AWH $6,784.25 ↑ +591%
Aetna Commercial|All Other Plans $7,981.47 ↑ +713%
First Choice Commercial|All Plans $8,396.30 ↑ +755%

Visitor-reported prices

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Incision of toe tendons 28011 at other Washington hospitals

Hospital City Cash price Negotiated range
Central Medical Center Seattle $3,760.00 not published
MultiCare Yakima Memorial Hospital Yakima $1,768.80 $1,918.31 – $5,002.19
St. Michael Medical Center Silverdale $1,381.37 $1,971.82 – $6,760.89
St. Anne Hospital Burien $955.73 $1,345.85 – $2,816.89
St. Anthony Hospital Gig Harbor $951.95 $2,253.51 – $3,903.19
MultiCare Auburn Medical Center Auburn $3,780.40 $1,496.70 – $7,718.72
MultiCare Good Samaritan Hospital Puyallup $3,780.40 $1,531.31 – $7,718.72
St. Joseph Medical Center Tacoma $1,036.61 $2,253.51 – $3,903.19

All Washington hospitals for this procedure →