Hernia Repair (Inguinal) at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,927.98 with SoundPath vs $17,599.91 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SoundPath Medicare|All Plans $3,927.98
Kaiser Medicare|All Plans $3,927.98
Optum Medicare|All Plans $3,967.26
Aetna Medicare|All Plans $4,045.82
BCBS - Regence Medicare|All Plans $4,045.82
BCBS - Premera Medicare|All Plans $4,045.82
Humana Medicare|All Plans $4,202.94
United Medicare|All Plans $4,242.22
Molina Medicare|All Plans $4,242.22
Amerigroup Medicare|All Plans $4,281.50
CHPW Medicare|All Plans $4,517.18
Seattle Medical Group Medicare|All Plans $4,517.18
Sound Family Medicine Commercial|All Plans $7,463.16
Molina Commercial|Marketplace Exchange $7,541.72
Coordinated Care Commercial|Ambetter Exchange $7,777.40
BCBS - Premera Commercial|LifeWise Primary Exchange $8,008.66
Cigna Commercial|All Plans $8,016.00
Uniform Medical Plan Commercial|All Plans $8,550.38
Kaiser Commercial|HMO $9,637.24
BCBS - Regence Commercial|All Plans $9,804.30
Kaiser Commercial|PPO $10,601.70
BCBS - Premera Commercial|All Other Plans $11,577.28
First Choice Commercial|All Plans $12,508.39
United Commercial|Navigate $12,621.96
United Commercial|Cascade Care $13,286.46
United Commercial|All Other Plans $13,286.46
Aetna Commercial|AWH $14,959.93
Aetna Commercial|All Other Plans $17,599.91
Aetna Commercial|Rental not published by hospital
MultiPlan Commercial|All Plans not published by hospital

Visitor-reported prices

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Hernia Repair (Inguinal) at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $5,299.70 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $8,385.30 $3,989.80 – $10,154.04
Providence Centralia Hospital Centralia $8,182.20 $4,146.07 – $18,189.64
Providence Mount Carmel Hospital Colville $6,198.50 not published
Providence St Mary Medical Center Walla Walla $7,964.60 $3,065.60 – $7,381.13
Kadlec Regional Medical Center Richland $7,835.10 $1,040.39 – $11,535.65
Providence Holy Family Hospital Spokane $8,788.50 $3,989.80 – $15,653.00
Providence Regional Medical Center Everett - Colby Campus Everett $1,918.28 $4,077.37 – $11,784.40

All Washington hospitals for this procedure →