Ghs vaginal delivery only at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$4,395.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$14,006.06

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.70 with Cigna vs $15,856.76 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $0.70 ↓ -100%
SoundPath Medicare|All Plans $3,538.94 ↓ -19%
Kaiser Medicare|All Plans $3,538.94 ↓ -19%
Optum Medicare|All Plans $3,574.33 ↓ -19%
BCBS - Premera Medicare|All Plans $3,645.11 ↓ -17%
Aetna Medicare|All Plans $3,645.11 ↓ -17%
BCBS - Regence Medicare|All Plans $3,645.11 ↓ -17%
Humana Medicare|All Plans $3,786.67 ↓ -14%
Molina Medicare|All Plans $3,822.06 ↓ -13%
United Medicare|All Plans $3,822.06 ↓ -13%
Amerigroup Medicare|All Plans $3,857.44 ↓ -12%
Seattle Medical Group Medicare|All Plans $4,069.78 ↓ -7%
CHPW Medicare|All Plans $4,069.78 ↓ -7%
Aetna Commercial|Rental $4,535.37 ↑ +3%
MultiPlan Commercial|All Plans $4,724.34 ↑ +7%
Sound Family Medicine Commercial|All Plans $6,723.99 ↑ +53%
Molina Commercial|Marketplace Exchange $6,794.76 ↑ +55%
Coordinated Care Commercial|Ambetter Exchange $7,007.10 ↑ +59%
BCBS - Premera Commercial|LifeWise Primary Exchange $7,237.12 ↑ +65%
Kaiser Commercial|HMO $7,693.18 ↑ +75%
Uniform Medical Plan Commercial|All Plans $7,726.63 ↑ +76%
First Choice Commercial|All Plans $7,842.06 ↑ +78%
Kaiser Commercial|PPO $8,463.09 ↑ +93%
BCBS - Regence Commercial|All Plans $8,859.76 ↑ +102%
BCBS - Premera Commercial|All Other Plans $10,461.94 ↑ +138%
United Commercial|Navigate $11,371.83 ↑ +159%
United Commercial|Cascade Care $11,970.51 ↑ +172%
United Commercial|All Other Plans $11,970.51 ↑ +172%
Aetna Commercial|AWH $13,478.25 ↑ +207%
Aetna Commercial|All Other Plans $15,856.76 ↑ +261%

Visitor-reported prices

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Ghs vaginal delivery only at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $2,965.20 not published
Swedish Medical Center - First Hill Campus Seattle $7,345.92 $3,748.56 – $12,165.75
Providence Sacred Heart Medical Center and Children's Hospital Spokane $4,113.20 $3,607.27 – $9,180.51
Swedish Medical Center Cherry Hill Seattle $7,345.92 $3,748.56 – $11,716.09
Swedish Issaquah Issaquah $7,345.92 $3,759.08 – $12,165.75
Providence Centralia Hospital Centralia $5,409.04 $3,748.56 – $14,613.89
Providence Mount Carmel Hospital Colville $4,100.60 not published
Providence St Mary Medical Center Walla Walla $2,580.90 $2,770.26 – $6,673.45

All Washington hospitals for this procedure →