Ghs layer closure 2.6 - 7.5 cm - 12042 at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$477.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,521.23

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$444.69 with Kaiser vs $1,992.50 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $444.69 ↓ -7%
SoundPath Medicare|All Plans $444.69 ↓ -7%
Optum Medicare|All Plans $449.14 ↓ -6%
BCBS - Premera Medicare|All Plans $458.03 ↓ -4%
Aetna Medicare|All Plans $458.03 ↓ -4%
BCBS - Regence Medicare|All Plans $458.03 ↓ -4%
Humana Medicare|All Plans $475.82 ↓ -0%
United Medicare|All Plans $480.27 ↑ +1%
Molina Medicare|All Plans $480.27 ↑ +1%
Amerigroup Medicare|All Plans $484.71 ↑ +2%
Seattle Medical Group Medicare|All Plans $511.39 ↑ +7%
CHPW Medicare|All Plans $511.39 ↑ +7%
Sound Family Medicine Commercial|All Plans $844.91 ↑ +77%
Molina Commercial|Marketplace Exchange $853.80 ↑ +79%
Coordinated Care Commercial|Ambetter Exchange $880.49 ↑ +84%
BCBS - Premera Commercial|LifeWise Primary Exchange $923.04 ↑ +93%
Uniform Medical Plan Commercial|All Plans $985.47 ↑ +106%
Kaiser Commercial|HMO $1,015.09 ↑ +113%
Cigna Commercial|All Plans $1,049.65 ↑ +120%
Aetna Commercial|Rental $1,095.29 ↑ +129%
Kaiser Commercial|PPO $1,116.67 ↑ +134%
BCBS - Regence Commercial|All Plans $1,130.00 ↑ +137%
MultiPlan Commercial|All Plans $1,140.93 ↑ +139%
First Choice Commercial|All Plans $1,236.95 ↑ +159%
BCBS - Premera Commercial|All Other Plans $1,334.34 ↑ +180%
United Commercial|Navigate $1,428.95 ↑ +199%
United Commercial|Cascade Care $1,504.18 ↑ +215%
United Commercial|All Other Plans $1,504.18 ↑ +215%
Aetna Commercial|AWH $1,693.62 ↑ +255%
Aetna Commercial|All Other Plans $1,992.50 ↑ +317%

Visitor-reported prices

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Ghs layer closure 2.6 - 7.5 cm - 12042 at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $403.90 not published
Swedish Medical Center - First Hill Campus Seattle $1,035.36 $470.74 – $1,501.70
Providence Sacred Heart Medical Center and Children's Hospital Spokane $702.10 $453.00 – $1,152.88
Swedish Medical Center Cherry Hill Seattle $1,035.36 $470.74 – $1,453.77
Swedish Issaquah Issaquah $1,035.36 $472.06 – $1,501.70
Providence Centralia Hospital Centralia $950.04 $470.74 – $1,869.13
Providence Mount Carmel Hospital Colville $403.90 not published
Providence St Mary Medical Center Walla Walla $723.10 $353.33 – $1,450.58

All Washington hospitals for this procedure →