Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$308.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$983.94

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$708.44 with Aetna vs $4,556.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|Rental $708.44 ↑ +129%
MultiPlan Commercial|All Plans $737.96 ↑ +139%
SoundPath Medicare|All Plans $783.12 ↑ +154%
Kaiser Medicare|All Plans $783.12 ↑ +154%
Optum Medicare|All Plans $790.95 ↑ +156%
BCBS - Premera Medicare|All Plans $806.61 ↑ +161%
Aetna Medicare|All Plans $806.61 ↑ +161%
BCBS - Regence Medicare|All Plans $806.61 ↑ +161%
Humana Medicare|All Plans $837.94 ↑ +171%
Molina Medicare|All Plans $845.77 ↑ +174%
United Medicare|All Plans $845.77 ↑ +174%
Amerigroup Medicare|All Plans $853.60 ↑ +176%
CHPW Medicare|All Plans $900.59 ↑ +192%
Seattle Medical Group Medicare|All Plans $900.59 ↑ +192%
Sound Family Medicine Commercial|All Plans $1,487.93 ↑ +382%
Molina Commercial|Marketplace Exchange $1,503.59 ↑ +387%
Coordinated Care Commercial|Ambetter Exchange $1,550.58 ↑ +402%
BCBS - Premera Commercial|LifeWise Primary Exchange $1,628.68 ↑ +427%
First Choice Commercial|All Plans $1,680.37 ↑ +444%
Uniform Medical Plan Commercial|All Plans $1,738.85 ↑ +463%
Kaiser Commercial|HMO $1,765.78 ↑ +472%
Kaiser Commercial|PPO $1,942.50 ↑ +529%
BCBS - Regence Commercial|All Plans $1,993.85 ↑ +546%
BCBS - Premera Commercial|All Other Plans $2,354.41 ↑ +662%
United Commercial|Navigate $2,516.44 ↑ +715%
United Commercial|Cascade Care $2,648.92 ↑ +758%
United Commercial|All Other Plans $2,648.92 ↑ +758%
Aetna Commercial|AWH $2,982.58 ↑ +866%
Aetna Commercial|All Other Plans $3,508.91 ↑ +1036%
Cigna Commercial|All Plans $4,556.00 ↑ +1375%

Visitor-reported prices

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Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $970.90 not published
Swedish Medical Center - First Hill Campus Seattle $2,054.88 $820.01 – $2,867.05
Providence Sacred Heart Medical Center and Children's Hospital Spokane $1,536.50 $789.10 – $2,008.27
Swedish Medical Center Cherry Hill Seattle $2,054.88 $820.01 – $2,775.55
Swedish Issaquah Issaquah $2,054.88 $822.31 – $2,867.05
Providence Centralia Hospital Centralia $1,499.16 $820.01 – $3,568.56
Providence Mount Carmel Hospital Colville $1,135.40 not published
Providence St Mary Medical Center Walla Walla $806.40 $623.43 – $2,769.45

All Washington hospitals for this procedure →