ER Visit (level 1, minor) at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$241.33

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$769.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$98.00 with SoundPath vs $576.75 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SoundPath Medicare|All Plans $98.00 ↓ -59%
Kaiser Medicare|All Plans $98.00 ↓ -59%
Optum Medicare|All Plans $98.98 ↓ -59%
Aetna Medicare|All Plans $100.94 ↓ -58%
BCBS - Regence Medicare|All Plans $100.94 ↓ -58%
BCBS - Premera Medicare|All Plans $100.94 ↓ -58%
Humana Medicare|All Plans $104.86 ↓ -57%
United Medicare|All Plans $105.84 ↓ -56%
Molina Medicare|All Plans $105.84 ↓ -56%
Amerigroup Medicare|All Plans $106.82 ↓ -56%
CHPW Medicare|All Plans $112.70 ↓ -53%
Seattle Medical Group Medicare|All Plans $112.70 ↓ -53%
Sound Family Medicine Commercial|All Plans $186.20 ↓ -23%
Molina Commercial|Marketplace Exchange $188.16 ↓ -22%
Coordinated Care Commercial|Ambetter Exchange $194.04 ↓ -20%
BCBS - Premera Commercial|LifeWise Primary Exchange $205.51 ↓ -15%
Kaiser Commercial|HMO $218.50 ↓ -9%
Uniform Medical Plan Commercial|All Plans $219.42 ↓ -9%
Kaiser Commercial|PPO $240.34 ↓ -0%
BCBS - Regence Commercial|All Plans $251.60 ↑ +4%
BCBS - Premera Commercial|All Other Plans $297.08 ↑ +23%
United Commercial|Navigate $314.93 ↑ +30%
United Commercial|All Other Plans $331.51 ↑ +37%
United Commercial|Cascade Care $331.51 ↑ +37%
First Choice Commercial|All Plans $334.03 ↑ +38%
Cigna Commercial|All Plans $338.36 ↑ +40%
Aetna Commercial|AWH $373.25 ↑ +55%
Aetna Commercial|All Other Plans $439.12 ↑ +82%
Aetna Commercial|Rental $553.68 ↑ +129%
MultiPlan Commercial|All Plans $576.75 ↑ +139%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

ER Visit (level 1, minor) at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $144.20 not published
Swedish Medical Center - First Hill Campus Seattle $216.00 $97.65 – $339.05
Providence Sacred Heart Medical Center and Children's Hospital Spokane $235.90 $93.97 – $239.14
Swedish Medical Center Cherry Hill Seattle $216.00 $97.65 – $326.52
Swedish Issaquah Issaquah $216.00 $97.92 – $339.05
Central Medical Center Seattle $367.20 $144.00 – $144.00
Providence Centralia Hospital Centralia $284.44 $97.65 – $433.73
Providence Mount Carmel Hospital Colville $128.80 not published

All Washington hospitals for this procedure →