Epidrm agrft t/a/l 1st 100 at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$1,992.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,350.42

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,887.63 with First Choice vs $9,122.61 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
First Choice Commercial|All Plans $1,887.63 ↓ -5%
Kaiser Medicare|All Plans $2,036.01 ↑ +2%
SoundPath Medicare|All Plans $2,036.01 ↑ +2%
Optum Medicare|All Plans $2,056.37 ↑ +3%
BCBS - Premera Medicare|All Plans $2,097.09 ↑ +5%
Aetna Medicare|All Plans $2,097.09 ↑ +5%
BCBS - Regence Medicare|All Plans $2,097.09 ↑ +5%
Humana Medicare|All Plans $2,178.53 ↑ +9%
Molina Medicare|All Plans $2,198.89 ↑ +10%
United Medicare|All Plans $2,198.89 ↑ +10%
Amerigroup Medicare|All Plans $2,219.25 ↑ +11%
Seattle Medical Group Medicare|All Plans $2,341.41 ↑ +17%
CHPW Medicare|All Plans $2,341.41 ↑ +17%
Sound Family Medicine Commercial|All Plans $3,868.42 ↑ +94%
Molina Commercial|Marketplace Exchange $3,909.14 ↑ +96%
Coordinated Care Commercial|Ambetter Exchange $4,031.30 ↑ +102%
BCBS - Premera Commercial|LifeWise Primary Exchange $4,221.44 ↑ +112%
Uniform Medical Plan Commercial|All Plans $4,506.98 ↑ +126%
Aetna Commercial|Rental $4,572.31 ↑ +129%
Kaiser Commercial|HMO $4,695.89 ↑ +136%
MultiPlan Commercial|All Plans $4,762.82 ↑ +139%
Kaiser Commercial|PPO $5,165.84 ↑ +159%
BCBS - Regence Commercial|All Plans $5,167.94 ↑ +159%
Cigna Commercial|All Plans $5,920.00 ↑ +197%
BCBS - Premera Commercial|All Other Plans $6,102.49 ↑ +206%
United Commercial|Navigate $6,542.39 ↑ +228%
United Commercial|All Other Plans $6,886.82 ↑ +246%
United Commercial|Cascade Care $6,886.82 ↑ +246%
Aetna Commercial|AWH $7,754.22 ↑ +289%
Aetna Commercial|All Other Plans $9,122.61 ↑ +358%

Visitor-reported prices

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Epidrm agrft t/a/l 1st 100 at other Washington hospitals

Hospital City Cash price Negotiated range
MultiCare Valley Hospital Spokane Valley $3,020.40 $1,328.41 – $7,680.08
MultiCare Yakima Memorial Hospital Yakima $2,178.80 $2,461.46 – $5,675.77
St. Michael Medical Center Silverdale $2,802.75 $4,000.77 – $8,133.98
St. Anne Hospital Burien $1,939.14 $2,730.69 – $5,715.38
St. Anthony Hospital Gig Harbor $1,931.48 $4,572.31 – $4,762.82
St. Joseph Medical Center Tacoma $2,103.25 $4,572.31 – $4,762.82
St. Elizabeth Hospital Enumclaw $2,244.02 $1,079.58 – $5,715.38
MultiCare Capital Medical Center Olympia $2,276.80 $1,462.27 – $10,674.84

All Washington hospitals for this procedure →