Dcm pq ndl dsk sgl/mlt lv lmbr w/guide at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$1,989.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,339.55

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,173.51 with Kaiser vs $16,415.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $2,173.51 ↑ +9%
SoundPath Medicare|All Plans $2,173.51 ↑ +9%
Optum Medicare|All Plans $2,195.25 ↑ +10%
BCBS - Regence Medicare|All Plans $2,238.72 ↑ +13%
BCBS - Premera Medicare|All Plans $2,238.72 ↑ +13%
Aetna Medicare|All Plans $2,238.72 ↑ +13%
Humana Medicare|All Plans $2,325.66 ↑ +17%
United Medicare|All Plans $2,347.39 ↑ +18%
Molina Medicare|All Plans $2,347.39 ↑ +18%
Amerigroup Medicare|All Plans $2,369.13 ↑ +19%
Seattle Medical Group Medicare|All Plans $2,499.54 ↑ +26%
CHPW Medicare|All Plans $2,499.54 ↑ +26%
Sound Family Medicine Commercial|All Plans $4,129.67 ↑ +108%
Molina Commercial|Marketplace Exchange $4,173.14 ↑ +110%
Coordinated Care Commercial|Ambetter Exchange $4,303.55 ↑ +116%
BCBS - Premera Commercial|LifeWise Primary Exchange $4,469.49 ↑ +125%
Aetna Commercial|Rental $4,564.48 ↑ +129%
MultiPlan Commercial|All Plans $4,754.67 ↑ +139%
Uniform Medical Plan Commercial|All Plans $4,771.82 ↑ +140%
Kaiser Commercial|HMO $4,890.87 ↑ +146%
Kaiser Commercial|PPO $5,380.34 ↑ +170%
BCBS - Regence Commercial|All Plans $5,471.61 ↑ +175%
BCBS - Premera Commercial|All Other Plans $6,461.07 ↑ +225%
United Commercial|Navigate $6,984.25 ↑ +251%
United Commercial|All Other Plans $7,351.95 ↑ +270%
United Commercial|Cascade Care $7,351.95 ↑ +270%
Aetna Commercial|AWH $8,277.93 ↑ +316%
Aetna Commercial|All Other Plans $9,738.74 ↑ +390%
First Choice Commercial|All Plans $13,690.39 ↑ +588%
Cigna Commercial|All Plans $16,415.00 ↑ +725%

Visitor-reported prices

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Dcm pq ndl dsk sgl/mlt lv lmbr w/guide at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $14,675.52 $2,261.24 – $8,373.23
Providence Sacred Heart Medical Center and Children's Hospital Spokane $8,801.80 $2,176.01 – $5,537.94
Swedish Medical Center Cherry Hill Seattle $14,675.52 $2,261.24 – $8,063.75
Swedish Issaquah Issaquah $14,675.52 $2,267.58 – $8,373.23
Providence Regional Medical Center Everett - Colby Campus Everett $10,346.96 $2,223.77 – $24,031.00
MultiCare Valley Hospital Spokane Valley $5,932.80 $2,196.46 – $7,998.96
St. Michael Medical Center Silverdale $2,797.95 $3,993.92 – $8,471.71
St. Anne Hospital Burien $1,935.82 $2,726.01 – $5,705.60

All Washington hospitals for this procedure →