Cltx mndblr/max alv ridge fx at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$1,630.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,194.29

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,609.67 with Kaiser vs $16,173.65 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $3,609.67 ↑ +121%
SoundPath Medicare|All Plans $3,609.67 ↑ +121%
Optum Medicare|All Plans $3,645.77 ↑ +124%
BCBS - Premera Medicare|All Plans $3,717.96 ↑ +128%
BCBS - Regence Medicare|All Plans $3,717.96 ↑ +128%
Aetna Medicare|All Plans $3,717.96 ↑ +128%
Aetna Commercial|Rental $3,739.89 ↑ +129%
Humana Medicare|All Plans $3,862.35 ↑ +137%
MultiPlan Commercial|All Plans $3,895.72 ↑ +139%
Molina Medicare|All Plans $3,898.44 ↑ +139%
United Medicare|All Plans $3,898.44 ↑ +139%
Amerigroup Medicare|All Plans $3,934.54 ↑ +141%
Seattle Medical Group Medicare|All Plans $4,151.12 ↑ +155%
CHPW Medicare|All Plans $4,151.12 ↑ +155%
Cigna Commercial|All Plans $6,630.00 ↑ +307%
Sound Family Medicine Commercial|All Plans $6,858.37 ↑ +321%
Molina Commercial|Marketplace Exchange $6,930.57 ↑ +325%
Coordinated Care Commercial|Ambetter Exchange $7,147.15 ↑ +338%
BCBS - Premera Commercial|LifeWise Primary Exchange $7,452.98 ↑ +357%
Kaiser Commercial|HMO $7,741.04 ↑ +375%
Uniform Medical Plan Commercial|All Plans $7,957.10 ↑ +388%
Kaiser Commercial|PPO $8,515.74 ↑ +422%
BCBS - Regence Commercial|All Plans $9,124.02 ↑ +460%
First Choice Commercial|All Plans $9,462.54 ↑ +480%
BCBS - Premera Commercial|All Other Plans $10,774.00 ↑ +561%
United Commercial|Navigate $11,599.09 ↑ +612%
United Commercial|Cascade Care $12,209.74 ↑ +649%
United Commercial|All Other Plans $12,209.74 ↑ +649%
Aetna Commercial|AWH $13,747.60 ↑ +743%
Aetna Commercial|All Other Plans $16,173.65 ↑ +892%

Visitor-reported prices

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Cltx mndblr/max alv ridge fx at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $5,476.80 not published
Swedish Medical Center - First Hill Campus Seattle $7,691.52 $3,839.27 – $12,755.94
Providence Sacred Heart Medical Center and Children's Hospital Spokane $6,772.50 $3,694.56 – $9,402.66
Swedish Medical Center Cherry Hill Seattle $7,691.52 $3,839.27 – $12,284.47
Swedish Issaquah Issaquah $7,691.52 $3,850.04 – $12,755.94
Providence Centralia Hospital Centralia $5,944.12 $3,839.27 – $15,322.85
Providence Mount Carmel Hospital Colville $6,584.90 not published
Providence St Mary Medical Center Walla Walla $3,647.00 $2,852.89 – $6,834.94

All Washington hospitals for this procedure →