Cltx lunate dislc w/mnpj at St. Francis Hospital
34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091
$694.91
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,214.32
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,594.32 with Aetna vs $7,981.47 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Commercial|Rental | $1,594.32 | ↑ +129% |
| MultiPlan | Commercial|All Plans | $1,660.74 | ↑ +139% |
| SoundPath | Medicare|All Plans | $1,781.32 | ↑ +156% |
| Kaiser | Medicare|All Plans | $1,781.32 | ↑ +156% |
| Optum | Medicare|All Plans | $1,799.13 | ↑ +159% |
| Aetna | Medicare|All Plans | $1,834.76 | ↑ +164% |
| BCBS - Premera | Medicare|All Plans | $1,834.76 | ↑ +164% |
| BCBS - Regence | Medicare|All Plans | $1,834.76 | ↑ +164% |
| Humana | Medicare|All Plans | $1,906.01 | ↑ +174% |
| Molina | Medicare|All Plans | $1,923.83 | ↑ +177% |
| United | Medicare|All Plans | $1,923.83 | ↑ +177% |
| Amerigroup | Medicare|All Plans | $1,941.64 | ↑ +179% |
| CHPW | Medicare|All Plans | $2,048.52 | ↑ +195% |
| Seattle Medical Group | Medicare|All Plans | $2,048.52 | ↑ +195% |
| Sound Family Medicine | Commercial|All Plans | $3,384.51 | ↑ +387% |
| Molina | Commercial|Marketplace Exchange | $3,420.13 | ↑ +392% |
| Coordinated Care | Commercial|Ambetter Exchange | $3,527.01 | ↑ +408% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $3,720.45 | ↑ +435% |
| Kaiser | Commercial|HMO | $3,903.19 | ↑ +462% |
| Uniform Medical Plan | Commercial|All Plans | $3,972.12 | ↑ +472% |
| Kaiser | Commercial|PPO | $4,293.81 | ↑ +518% |
| BCBS - Regence | Commercial|All Plans | $4,554.63 | ↑ +555% |
| Cigna | Commercial|All Plans | $4,556.00 | ↑ +556% |
| BCBS - Premera | Commercial|All Other Plans | $5,378.27 | ↑ +674% |
| United | Commercial|Navigate | $5,724.01 | ↑ +724% |
| United | Commercial|Cascade Care | $6,025.36 | ↑ +767% |
| United | Commercial|All Other Plans | $6,025.36 | ↑ +767% |
| Aetna | Commercial|AWH | $6,784.25 | ↑ +876% |
| First Choice | Commercial|All Plans | $7,278.21 | ↑ +947% |
| Aetna | Commercial|All Other Plans | $7,981.47 | ↑ +1049% |
Visitor-reported prices
Comments
Cltx lunate dislc w/mnpj at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Joseph Hospital | Chewelah | $1,710.10 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $4,356.96 | $1,862.04 – $6,600.75 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $4,246.90 | $1,791.86 – $4,560.28 |
| Swedish Medical Center Cherry Hill | Seattle | $4,356.96 | $1,862.04 – $6,356.78 |
| Swedish Issaquah | Issaquah | $4,356.96 | $1,867.26 – $6,600.75 |
| Providence Centralia Hospital | Centralia | $4,026.36 | $1,862.04 – $7,929.03 |
| Providence Mount Carmel Hospital | Colville | $2,047.50 | not published |
| Providence St Mary Medical Center | Walla Walla | $1,854.30 | $1,424.14 – $3,314.93 |