Bundle his recording at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$2,729.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,697.62

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,596.53 with First Choice vs $37,842.90 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
First Choice Commercial|All Plans $3,596.53 ↑ +32%
Aetna Commercial|Rental $6,262.29 ↑ +129%
MultiPlan Commercial|All Plans $6,523.22 ↑ +139%
Cigna Commercial|All Plans $6,725.00 ↑ +146%
Kaiser Medicare|All Plans $8,445.86 ↑ +209%
SoundPath Medicare|All Plans $8,445.86 ↑ +209%
Optum Medicare|All Plans $8,530.32 ↑ +213%
BCBS - Premera Medicare|All Plans $8,699.24 ↑ +219%
Aetna Medicare|All Plans $8,699.24 ↑ +219%
BCBS - Regence Medicare|All Plans $8,699.24 ↑ +219%
Humana Medicare|All Plans $9,037.07 ↑ +231%
Molina Medicare|All Plans $9,121.53 ↑ +234%
United Medicare|All Plans $9,121.53 ↑ +234%
Amerigroup Medicare|All Plans $9,205.99 ↑ +237%
Seattle Medical Group Medicare|All Plans $9,712.74 ↑ +256%
CHPW Medicare|All Plans $9,712.74 ↑ +256%
Sound Family Medicine Commercial|All Plans $16,047.13 ↑ +488%
Molina Commercial|Marketplace Exchange $16,216.05 ↑ +494%
Coordinated Care Commercial|Ambetter Exchange $16,722.80 ↑ +513%
BCBS - Premera Commercial|LifeWise Primary Exchange $17,287.84 ↑ +533%
Kaiser Commercial|HMO $18,319.14 ↑ +571%
Uniform Medical Plan Commercial|All Plans $18,457.21 ↑ +576%
Kaiser Commercial|PPO $20,152.47 ↑ +638%
BCBS - Regence Commercial|All Plans $21,163.99 ↑ +675%
BCBS - Premera Commercial|All Other Plans $24,991.24 ↑ +816%
United Commercial|Navigate $27,139.45 ↑ +894%
United Commercial|Cascade Care $28,568.25 ↑ +947%
United Commercial|All Other Plans $28,568.25 ↑ +947%
Aetna Commercial|AWH $32,166.47 ↑ +1078%
Aetna Commercial|All Other Plans $37,842.90 ↑ +1286%

Visitor-reported prices

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Bundle his recording at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $16,884.00 $9,031.93 – $28,663.41
Providence Sacred Heart Medical Center and Children's Hospital Spokane $6,454.70 $8,691.51 – $22,119.90
Swedish Medical Center Cherry Hill Seattle $16,884.00 $9,031.93 – $27,603.98
Swedish Issaquah Issaquah $16,884.00 $9,057.27 – $28,663.41
Central Medical Center Seattle $16,303.20 not published
Kadlec Regional Medical Center Richland $4,812.50 $330.46 – $21,835.98
Providence Regional Medical Center Everett - Colby Campus Everett $5,514.60 $8,882.28 – $22,306.84
MultiCare Valley Hospital Spokane Valley $10,897.20 $4,203.69 – $29,960.74

All Washington hospitals for this procedure →