Breast punct aspir cyst, bil at St. Francis Hospital
34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$783.12 with SoundPath vs $4,556.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| SoundPath | Medicare|All Plans | $783.12 | — |
| Kaiser | Medicare|All Plans | $783.12 | — |
| Optum | Medicare|All Plans | $790.95 | — |
| Aetna | Medicare|All Plans | $806.61 | — |
| BCBS - Regence | Medicare|All Plans | $806.61 | — |
| BCBS - Premera | Medicare|All Plans | $806.61 | — |
| Humana | Medicare|All Plans | $837.94 | — |
| United | Medicare|All Plans | $845.77 | — |
| Molina | Medicare|All Plans | $845.77 | — |
| Amerigroup | Medicare|All Plans | $853.60 | — |
| CHPW | Medicare|All Plans | $900.59 | — |
| Seattle Medical Group | Medicare|All Plans | $900.59 | — |
| Sound Family Medicine | Commercial|All Plans | $1,487.93 | — |
| Molina | Commercial|Marketplace Exchange | $1,503.59 | — |
| Coordinated Care | Commercial|Ambetter Exchange | $1,550.58 | — |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $1,628.68 | — |
| First Choice | Commercial|All Plans | $1,737.65 | — |
| Uniform Medical Plan | Commercial|All Plans | $1,738.85 | — |
| Kaiser | Commercial|HMO | $1,765.78 | — |
| Kaiser | Commercial|PPO | $1,942.50 | — |
| BCBS - Regence | Commercial|All Plans | $1,993.85 | — |
| BCBS - Premera | Commercial|All Other Plans | $2,354.41 | — |
| United | Commercial|Navigate | $2,516.44 | — |
| United | Commercial|All Other Plans | $2,648.92 | — |
| United | Commercial|Cascade Care | $2,648.92 | — |
| Aetna | Commercial|AWH | $2,982.58 | — |
| Aetna | Commercial|All Other Plans | $3,508.91 | — |
| Cigna | Commercial|All Plans | $4,556.00 | — |
| Aetna | Commercial|Rental | not published by hospital | — |
| MultiPlan | Commercial|All Plans | not published by hospital | — |
Visitor-reported prices
Comments
Breast punct aspir cyst, bil at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Joseph Hospital | Chewelah | $970.90 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $1,899.84 | $820.01 – $2,867.05 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $1,446.20 | $789.10 – $2,008.27 |
| Swedish Medical Center Cherry Hill | Seattle | $1,899.84 | $820.01 – $2,775.55 |
| Swedish Issaquah | Issaquah | $1,899.84 | $822.31 – $2,867.05 |
| Central Medical Center | Seattle | $1,680.00 | not published |
| Providence Centralia Hospital | Centralia | $1,709.24 | $820.01 – $3,568.56 |
| Providence Mount Carmel Hospital | Colville | $1,135.40 | not published |