Brain MRI (with and without contrast) at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$3,061.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,755.27

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$397.50 with SoundPath vs $2,766.28 with First Choice — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SoundPath Medicare|All Plans $397.50 ↓ -87%
Kaiser Medicare|All Plans $397.50 ↓ -87%
Optum Medicare|All Plans $401.48 ↓ -87%
Aetna Medicare|All Plans $409.43 ↓ -87%
BCBS - Regence Medicare|All Plans $409.43 ↓ -87%
BCBS - Premera Medicare|All Plans $409.43 ↓ -87%
Humana Medicare|All Plans $425.32 ↓ -86%
United Medicare|All Plans $429.30 ↓ -86%
Molina Medicare|All Plans $429.30 ↓ -86%
Amerigroup Medicare|All Plans $433.27 ↓ -86%
Seattle Medical Group Medicare|All Plans $457.12 ↓ -85%
CHPW Medicare|All Plans $457.13 ↓ -85%
Sound Family Medicine Commercial|All Plans $755.25 ↓ -75%
Molina Commercial|Marketplace Exchange $763.20 ↓ -75%
Coordinated Care Commercial|Ambetter Exchange $787.05 ↓ -74%
BCBS - Premera Commercial|LifeWise Primary Exchange $890.24 ↓ -71%
Uniform Medical Plan Commercial|All Plans $950.46 ↓ -69%
Kaiser Commercial|HMO $1,002.46 ↓ -67%
Cigna Commercial|All Plans $1,019.25 ↓ -67%
BCBS - Regence Commercial|All Plans $1,089.84 ↓ -64%
Kaiser Commercial|PPO $1,102.78 ↓ -64%
United Commercial|Navigate $1,277.31 ↓ -58%
BCBS - Premera Commercial|All Other Plans $1,286.92 ↓ -58%
United Commercial|All Other Plans $1,344.55 ↓ -56%
United Commercial|Cascade Care $1,344.55 ↓ -56%
Aetna Commercial|AWH $1,513.91 ↓ -51%
Aetna Commercial|Rental $1,615.48 ↓ -47%
MultiPlan Commercial|All Plans $1,682.79 ↓ -45%
Aetna Commercial|All Other Plans $1,781.08 ↓ -42%
First Choice Commercial|All Plans $2,766.28 ↓ -10%

Visitor-reported prices

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Brain MRI (with and without contrast) at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Luke's Rehabilitation Medical Center Spokane $1,678.32 $374.48 – $427.64
Providence St Joseph Hospital Chewelah $3,643.50 not published
Swedish Medical Center - First Hill Campus Seattle $2,218.56 $403.99 – $1,794.70
Providence Sacred Heart Medical Center and Children's Hospital Spokane $4,224.50 $388.77 – $1,374.66
Swedish Medical Center Cherry Hill Seattle $2,218.56 $403.99 – $1,737.42
Swedish Issaquah Issaquah $2,218.56 $405.13 – $1,794.70
Central Medical Center Seattle $2,800.00 $358.00 – $358.00
Providence Centralia Hospital Centralia $1,512.16 $403.99 – $2,378.93

All Washington hospitals for this procedure →