Biospy of bladder at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$593.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,892.11

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.70 with Cigna vs $1,419.09 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|All Plans $0.70 ↓ -100%
Kaiser Medicare|All Plans $270.70 ↓ -54%
SoundPath Medicare|All Plans $270.70 ↓ -54%
Optum Medicare|All Plans $273.41 ↓ -54%
BCBS - Regence Medicare|All Plans $278.82 ↓ -53%
Aetna Medicare|All Plans $278.82 ↓ -53%
BCBS - Premera Medicare|All Plans $278.82 ↓ -53%
Humana Medicare|All Plans $289.65 ↓ -51%
Molina Medicare|All Plans $292.36 ↓ -51%
United Medicare|All Plans $292.36 ↓ -51%
Amerigroup Medicare|All Plans $295.06 ↓ -50%
Seattle Medical Group Medicare|All Plans $311.30 ↓ -48%
CHPW Medicare|All Plans $311.31 ↓ -48%
First Choice Commercial|All Plans $421.37 ↓ -29%
Sound Family Medicine Commercial|All Plans $514.33 ↓ -13%
Molina Commercial|Marketplace Exchange $519.74 ↓ -12%
Coordinated Care Commercial|Ambetter Exchange $535.99 ↓ -10%
BCBS - Premera Commercial|LifeWise Primary Exchange $572.11 ↓ -4%
Kaiser Commercial|HMO $584.64 ↓ -2%
Uniform Medical Plan Commercial|All Plans $610.81 ↑ +3%
Kaiser Commercial|PPO $643.15 ↑ +8%
BCBS - Regence Commercial|All Plans $700.39 ↑ +18%
BCBS - Premera Commercial|All Other Plans $827.03 ↑ +39%
United Commercial|Navigate $869.85 ↑ +46%
United Commercial|All Other Plans $915.65 ↑ +54%
United Commercial|Cascade Care $915.65 ↑ +54%
Aetna Commercial|AWH $1,030.97 ↑ +74%
Aetna Commercial|All Other Plans $1,212.90 ↑ +104%
Aetna Commercial|Rental $1,362.32 ↑ +129%
MultiPlan Commercial|All Plans $1,419.09 ↑ +139%

Visitor-reported prices

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Biospy of bladder at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $413.70 not published
Swedish Medical Center - First Hill Campus Seattle $1,773.12 $289.32 – $1,104.03
Providence Sacred Heart Medical Center and Children's Hospital Spokane $212.10 $278.42 – $728.19
Swedish Medical Center Cherry Hill Seattle $1,773.12 $289.32 – $1,068.80
Swedish Issaquah Issaquah $1,773.12 $290.13 – $1,104.03
Providence Centralia Hospital Centralia $448.76 $289.32 – $1,374.17
Providence Mount Carmel Hospital Colville $497.70 not published
Providence St Mary Medical Center Walla Walla $2,745.40 $219.00 – $1,066.45

All Washington hospitals for this procedure →