Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$1,123.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,578.98

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,236.95 with First Choice vs $9,122.61 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
First Choice Commercial|All Plans $1,236.95 ↑ +10%
SoundPath Medicare|All Plans $2,036.01 ↑ +81%
Kaiser Medicare|All Plans $2,036.01 ↑ +81%
Optum Medicare|All Plans $2,056.37 ↑ +83%
BCBS - Regence Medicare|All Plans $2,097.09 ↑ +87%
Aetna Medicare|All Plans $2,097.09 ↑ +87%
BCBS - Premera Medicare|All Plans $2,097.09 ↑ +87%
Humana Medicare|All Plans $2,178.53 ↑ +94%
Molina Medicare|All Plans $2,198.89 ↑ +96%
United Medicare|All Plans $2,198.89 ↑ +96%
Amerigroup Medicare|All Plans $2,219.25 ↑ +98%
Seattle Medical Group Medicare|All Plans $2,341.41 ↑ +108%
CHPW Medicare|All Plans $2,341.41 ↑ +108%
Aetna Commercial|Rental $2,576.87 ↑ +129%
MultiPlan Commercial|All Plans $2,684.24 ↑ +139%
Sound Family Medicine Commercial|All Plans $3,868.42 ↑ +244%
Molina Commercial|Marketplace Exchange $3,909.14 ↑ +248%
Coordinated Care Commercial|Ambetter Exchange $4,031.30 ↑ +259%
BCBS - Premera Commercial|LifeWise Primary Exchange $4,221.44 ↑ +276%
Uniform Medical Plan Commercial|All Plans $4,506.98 ↑ +301%
Cigna Commercial|All Plans $4,556.00 ↑ +306%
Kaiser Commercial|HMO $4,695.89 ↑ +318%
Kaiser Commercial|PPO $5,165.84 ↑ +360%
BCBS - Regence Commercial|All Plans $5,167.94 ↑ +360%
BCBS - Premera Commercial|All Other Plans $6,102.49 ↑ +443%
United Commercial|Navigate $6,542.39 ↑ +482%
United Commercial|Cascade Care $6,886.82 ↑ +513%
United Commercial|All Other Plans $6,886.82 ↑ +513%
Aetna Commercial|AWH $7,754.22 ↑ +590%
Aetna Commercial|All Other Plans $9,122.61 ↑ +712%

Visitor-reported prices

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Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $3,322.20 not published
Swedish Medical Center - First Hill Campus Seattle $5,000.64 $855.84 – $7,626.88
Providence Sacred Heart Medical Center and Children's Hospital Spokane $3,761.10 $823.58 – $5,030.49
Swedish Medical Center Cherry Hill Seattle $5,000.64 $855.84 – $7,383.47
Swedish Issaquah Issaquah $5,000.64 $858.24 – $7,626.88
Providence Centralia Hospital Centralia $3,605.68 $855.84 – $9,493.03
Providence Mount Carmel Hospital Colville $3,994.20 not published
Providence St Mary Medical Center Walla Walla $2,085.30 $823.58 – $7,367.24

All Washington hospitals for this procedure →