App high cost ss t/a/l >100sq cm addl 100sq cm at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$2,897.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$9,233.77

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,236.95 with First Choice vs $6,925.33 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
First Choice Commercial|All Plans $1,236.95 ↓ -57%
Aetna Commercial|Rental $6,648.32 ↑ +129%
MultiPlan Commercial|All Plans $6,925.33 ↑ +139%

Visitor-reported prices

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App high cost ss t/a/l >100sq cm addl 100sq cm at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $1,121.40 not published
Swedish Medical Center - First Hill Campus Seattle $2,348.64 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $1,025.50 $13,212.00 – $13,212.00
Swedish Medical Center Cherry Hill Seattle $2,348.64 not published
Swedish Issaquah Issaquah $2,348.64 $9,339.00 – $9,339.00
Providence Mount Carmel Hospital Colville $1,347.50 not published
Providence St Mary Medical Center Walla Walla $1,242.50 $6,522.00 – $6,522.00
Kadlec Regional Medical Center Richland $1,493.10 $76.88 – $76.88

All Washington hospitals for this procedure →