App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$2,897.77

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,233.77

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,887.63 with First Choice vs $9,122.61 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
First Choice Commercial|All Plans $1,887.63 ↓ -35%
Kaiser Medicare|All Plans $2,036.01 ↓ -30%
SoundPath Medicare|All Plans $2,036.01 ↓ -30%
Optum Medicare|All Plans $2,056.37 ↓ -29%
BCBS - Premera Medicare|All Plans $2,097.09 ↓ -28%
Aetna Medicare|All Plans $2,097.09 ↓ -28%
BCBS - Regence Medicare|All Plans $2,097.09 ↓ -28%
Humana Medicare|All Plans $2,178.53 ↓ -25%
Molina Medicare|All Plans $2,198.89 ↓ -24%
United Medicare|All Plans $2,198.89 ↓ -24%
Amerigroup Medicare|All Plans $2,219.25 ↓ -23%
Seattle Medical Group Medicare|All Plans $2,341.41 ↓ -19%
CHPW Medicare|All Plans $2,341.41 ↓ -19%
Sound Family Medicine Commercial|All Plans $3,868.42 ↑ +33%
Molina Commercial|Marketplace Exchange $3,909.14 ↑ +35%
Coordinated Care Commercial|Ambetter Exchange $4,031.30 ↑ +39%
BCBS - Premera Commercial|LifeWise Primary Exchange $4,221.44 ↑ +46%
Uniform Medical Plan Commercial|All Plans $4,506.98 ↑ +56%
Cigna Commercial|All Plans $4,556.00 ↑ +57%
Kaiser Commercial|HMO $4,695.89 ↑ +62%
Kaiser Commercial|PPO $5,165.84 ↑ +78%
BCBS - Regence Commercial|All Plans $5,167.94 ↑ +78%
BCBS - Premera Commercial|All Other Plans $6,102.49 ↑ +111%
United Commercial|Navigate $6,542.39 ↑ +126%
Aetna Commercial|Rental $6,648.32 ↑ +129%
United Commercial|Cascade Care $6,886.82 ↑ +138%
United Commercial|All Other Plans $6,886.82 ↑ +138%
MultiPlan Commercial|All Plans $6,925.33 ↑ +139%
Aetna Commercial|AWH $7,754.22 ↑ +168%
Aetna Commercial|All Other Plans $9,122.61 ↑ +215%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $5,000.64 $2,389.26 – $7,626.88
Swedish Medical Center Cherry Hill Seattle $5,000.64 $2,389.26 – $7,383.47
Swedish Issaquah Issaquah $5,000.64 $2,395.96 – $7,626.88
Kadlec Regional Medical Center Richland $3,448.90 $380.38 – $6,020.37
Providence Regional Medical Center Everett - Colby Campus Everett $4,610.32 $2,349.67 – $6,328.69
MultiCare Yakima Memorial Hospital Yakima $4,488.80 $2,461.46 – $5,675.77
St. Michael Medical Center Silverdale $4,075.31 $5,817.28 – $8,310.40
St. Anne Hospital Burien $2,819.59 $3,970.53 – $8,310.40

All Washington hospitals for this procedure →