Ankle arthroscopy/surgery at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,611.38 with SoundPath vs $16,181.31 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SoundPath Medicare|All Plans $3,611.38
Kaiser Medicare|All Plans $3,611.38
Optum Medicare|All Plans $3,647.49
Aetna Medicare|All Plans $3,719.72
BCBS - Regence Medicare|All Plans $3,719.72
BCBS - Premera Medicare|All Plans $3,719.72
Humana Medicare|All Plans $3,864.18
United Medicare|All Plans $3,900.29
Molina Medicare|All Plans $3,900.29
Amerigroup Medicare|All Plans $3,936.40
CHPW Medicare|All Plans $4,153.09
Seattle Medical Group Medicare|All Plans $4,153.09
Cigna Commercial|All Plans $6,630.00
Sound Family Medicine Commercial|All Plans $6,861.62
Molina Commercial|Marketplace Exchange $6,933.85
Coordinated Care Commercial|Ambetter Exchange $7,150.53
BCBS - Premera Commercial|LifeWise Primary Exchange $7,492.85
Uniform Medical Plan Commercial|All Plans $7,999.67
Kaiser Commercial|HMO $8,099.19
Kaiser Commercial|PPO $8,909.74
BCBS - Regence Commercial|All Plans $9,172.83
BCBS - Premera Commercial|All Other Plans $10,831.64
First Choice Commercial|All Plans $11,265.19
United Commercial|Navigate $11,604.61
United Commercial|Cascade Care $12,215.55
United Commercial|All Other Plans $12,215.55
Aetna Commercial|AWH $13,754.11
Aetna Commercial|All Other Plans $16,181.31
Aetna Commercial|Rental not published by hospital
MultiPlan Commercial|All Plans not published by hospital

Visitor-reported prices

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Ankle arthroscopy/surgery at other Washington hospitals

Hospital City Cash price Negotiated range
Virginia Mason Medical Center Seattle $3,784.20 $16.49 – $2,500.45
Providence St Luke's Rehabilitation Medical Center Spokane not published $3,646.14 – $4,010.75
Swedish Medical Center - First Hill Campus Seattle not published $3,788.94 – $13,331.38
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $3,646.14 – $9,279.41
Swedish Medical Center Cherry Hill Seattle not published $3,788.94 – $12,838.64
Swedish Issaquah Issaquah not published $3,799.57 – $13,331.38
Central Medical Center Seattle not published not published
Providence Centralia Hospital Centralia not published $3,788.94 – $16,014.08

All Washington hospitals for this procedure →