Abdominal MRI (without contrast) at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$1,402.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,469.06

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$269.04 with SoundPath vs $3,351.80 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SoundPath Medicare|All Plans $269.04 ↓ -81%
Kaiser Medicare|All Plans $269.04 ↓ -81%
Optum Medicare|All Plans $271.73 ↓ -81%
Aetna Medicare|All Plans $277.11 ↓ -80%
BCBS - Regence Medicare|All Plans $277.11 ↓ -80%
BCBS - Premera Medicare|All Plans $277.11 ↓ -80%
Humana Medicare|All Plans $287.87 ↓ -79%
United Medicare|All Plans $290.56 ↓ -79%
Molina Medicare|All Plans $290.56 ↓ -79%
Amerigroup Medicare|All Plans $293.25 ↓ -79%
CHPW Medicare|All Plans $309.40 ↓ -78%
Seattle Medical Group Medicare|All Plans $309.40 ↓ -78%
Sound Family Medicine Commercial|All Plans $511.18 ↓ -64%
Molina Commercial|Marketplace Exchange $516.56 ↓ -63%
Cigna Commercial|All Plans $518.84 ↓ -63%
Coordinated Care Commercial|Ambetter Exchange $532.70 ↓ -62%
BCBS - Premera Commercial|LifeWise Primary Exchange $567.22 ↓ -60%
Uniform Medical Plan Commercial|All Plans $605.60 ↓ -57%
Kaiser Commercial|HMO $635.38 ↓ -55%
BCBS - Regence Commercial|All Plans $694.41 ↓ -50%
Kaiser Commercial|PPO $698.97 ↓ -50%
BCBS - Premera Commercial|All Other Plans $819.98 ↓ -42%
United Commercial|Navigate $864.53 ↓ -38%
United Commercial|All Other Plans $910.04 ↓ -35%
United Commercial|Cascade Care $910.04 ↓ -35%
Aetna Commercial|AWH $1,024.69 ↓ -27%
Aetna Commercial|All Other Plans $1,205.51 ↓ -14%
First Choice Commercial|All Plans $1,752.97 ↑ +25%
Aetna Commercial|Rental $3,217.73 ↑ +129%
MultiPlan Commercial|All Plans $3,351.80 ↑ +139%

Visitor-reported prices

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Abdominal MRI (without contrast) at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Luke's Rehabilitation Medical Center Spokane $955.08 $238.31 – $292.47
Providence St Joseph Hospital Chewelah $2,934.40 not published
Swedish Medical Center - First Hill Campus Seattle $1,015.68 $276.30 – $1,095.29
Providence Sacred Heart Medical Center and Children's Hospital Spokane $2,998.10 $265.88 – $838.94
Swedish Medical Center Cherry Hill Seattle $1,015.68 $276.30 – $1,060.33
Swedish Issaquah Issaquah $1,015.68 $277.07 – $1,095.29
Central Medical Center Seattle $2,160.00 $242.00 – $242.00
Providence Centralia Hospital Centralia $1,083.68 $276.30 – $1,451.84

All Washington hospitals for this procedure →