Elbow stump activated lock h at MultiCare Covington Medical Center

17700 SE 272nd Street, Covington, WA · Multicare · · NPI 1326564071

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$3,539.97 with Regence vs $18,256.83 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Regence Blue High Performance $3,539.97
Regence MCC/AHN $3,539.97
Regence RealValue $3,641.11
Uniform Medical All Commercial Plans $4,045.68
Regence Commercial $4,045.68
First Choice MHS Employee MCC/PPO $4,107.75
SCAN MedAdvantage $4,141.12
Regence MedAdvantage $4,265.35
Aetna MedAdvantage $4,265.35
United Healthcare MedAdvantage $4,306.76
Molina MedAdvantage $4,348.17
WellCare MedAdvantage $4,348.17
Community Health Plan of Washington MedAdvantage $4,555.23
Aetna All Commercial Plans $5,551.33
First Choice MCC Wellfound Employee $5,735.34
Cigna All Commercial Plans $5,799.89
Premera HMO $6,309.06
Community Health Plan of Washington Cascade Care $6,981.92
Premera Signature $7,282.22
Premera Prime $7,282.22
First Choice PPO $7,750.46
Ambetter Coordinated Care Exchange $8,282.23
Premera Other Commercial Plans $8,900.50
Kaiser PPO $18,256.83

Visitor-reported prices

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Elbow stump activated lock h at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Luke's Rehabilitation Medical Center Spokane not published $4,225.63 – $4,648.19
Swedish Medical Center - First Hill Campus Seattle not published $4,225.63 – $12,837.46
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $4,225.63 – $10,754.23
Swedish Medical Center Cherry Hill Seattle not published $4,225.63 – $10,333.95
Swedish Issaquah Issaquah not published $4,225.63 – $9,380.90
Providence Centralia Hospital Centralia not published $4,225.63 – $7,991.59
Swedish Edmonds Hospital Edmonds not published $4,225.63 – $13,778.60
Kadlec Regional Medical Center Richland not published $4,225.63 – $7,817.42

All Washington hospitals for this procedure →