Clsd tx/fx grt toe/phalanx/phalang 28490 at Sentara Northern Virginia Medical Center

2300 Opitz Boulevard, Woodbridge, VA · Sentara · · NPI 1548366404

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 16, 2026

$264.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$528.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$245.48 with Aetna vs $4,335.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $245.48 ↓ -7%
Humana Medicare Managed Care Plan $247.89 ↓ -6%
Bcbs Anthem Medicare Managed Care Plan $252.10 ↓ -5%
Unitedhealthcare Dsnp Medicare Managed Care Plan $252.70 ↓ -4%
Unitedhealthcare All Commercial Plans $484.00 ↑ +83%
Bcbs Anthem Exchange $495.09 ↑ +88%
Bcbs Anthem Hmo $532.36 ↑ +102%
Bcbs Anthem Ppo $568.69 ↑ +115%
Carefirst Hmo $805.00 ↑ +205%
Carefirst Ppo $925.00 ↑ +250%
Cigna Connect Exchange $3,988.00 ↑ +1411%
Cigna Ppo/Pos $4,335.00 ↑ +1542%

Visitor-reported prices

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Clsd tx/fx grt toe/phalanx/phalang 28490 at other Virginia hospitals

Hospital City Cash price Negotiated range
Johnston Memorial Hospital ABINGDON $66.60 $62.97 – $618.93
Russell County Hospital LEBANON $66.60 $62.97 – $618.94
Sentara Martha Jefferson Hospital Charlottesville $106.50 $245.48 – $2,845.00
Lonesome Pine Hospital BIG STONE GAP $66.60 $62.97 – $638.12
Smyth County Community Hospital MARION $66.60 $62.97 – $618.93
Sentara Halifax Regional Hospital South Boston $264.00 $247.43 – $254.70
Sentara Leigh Hospital Norfolk $264.00 $245.48 – $5,220.00
Sentara RMH Medical Center Harrisonburg $106.50 $245.48 – $252.70

All Virginia hospitals for this procedure →