Chrom analysis at Sentara Northern Virginia Medical Center

2300 Opitz Boulevard, Woodbridge, VA · Sentara · · NPI 1548366404

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 16, 2026

$197.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$395.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.15 with Unitedhealthcare vs $184.21 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Unitedhealthcare All Commercial Plans $28.15 ↓ -86%
Aetna Medicare Managed Care Plan $35.51 ↓ -82%
Humana Medicare Managed Care Plan $35.85 ↓ -82%
Bcbs Anthem Medicare Managed Care Plan $36.46 ↓ -82%
Unitedhealthcare Dsnp Medicare Managed Care Plan $36.55 ↓ -81%
Bcbs Anthem Exchange $67.18 ↓ -66%
Bcbs Anthem Hmo $72.06 ↓ -64%
Bcbs Anthem Ppo $75.89 ↓ -62%
Carefirst Hmo $114.10 ↓ -42%
Carefirst Ppo $151.28 ↓ -23%
Cigna Connect Exchange $169.47 ↓ -14%
Cigna Ppo/Pos $184.21 ↓ -7%

Visitor-reported prices

visitor-reported
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Chrom analysis at other Virginia hospitals

Hospital City Cash price Negotiated range
Inova Alexandria Hospital Alexandria $332.00 $34.81 – $417.72
Inova Fairfax Hospital Falls Church $332.00 $34.81 – $417.72
Inova Fair Oaks Hospital VA 22033-1709 $332.00 $34.81 – $417.72
Inova Loudoun Hospital Leesburg $332.00 $34.81 – $417.72
Inova Mount Vernon Hospital Alexandria $332.00 $34.81 – $417.72
Johnston Memorial Hospital ABINGDON $26.25 $17.41 – $75.89
Russell County Hospital LEBANON $26.25 $34.81 – $75.89
Sentara Martha Jefferson Hospital Charlottesville $188.00 $35.51 – $53.87

All Virginia hospitals for this procedure →