healthcosts.net

Lower Back (Lumbar Spine) CT scan (with and without contrast) at Inova Fair Oaks Hospital

3600 Joseph Siewick Drive Fairfax, VA 22033-1709, VA · Inova · · NPI 1760513980

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$919.50

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,839.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$178.02 with united vs $2,119.33 with cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united medicare advantage $178.02 ↓ -81%
anthem medicare advantage $178.02 ↓ -81%
aetna medicare advantage $178.02 ↓ -81%
sentara health medicare advantage $181.58 ↓ -80%
kaiser medicare advantage $185.14 ↓ -80%
cigna medicare advantage $185.14 ↓ -80%
humana medicare advantage $195.82 ↓ -79%
united options $410.47 ↓ -55%
united exchange $410.47 ↓ -55%
united nonoptions $410.47 ↓ -55%
anthem exchange hmo $417.69 ↓ -55%
anthem medicaid advantage $461.67 ↓ -50%
united medicaid advantage $470.90 ↓ -49%
sentara health medicaid advantage $475.52 ↓ -48%
humana medicaid advantage $480.14 ↓ -48%
anthem hmo $481.45 ↓ -48%
anthem ppo $481.45 ↓ -48%
aetna medicaid advantage $484.75 ↓ -47%
kaiser medicaid advantage $507.84 ↓ -45%
sentara health exchange $1,044.19 ↑ +14%
sentara health hmo $1,373.81 ↑ +49%
sentara health ppo $1,373.81 ↑ +49%
innovation fully insured $1,432.00 ↑ +56%
kaiser ppo $1,434.42 ↑ +56%
kaiser hmo $1,434.42 ↑ +56%
aetna fannie-mae $1,486.66 ↑ +62%
carefirst hmo $1,508.95 ↑ +64%
carefirst ppo $1,637.16 ↑ +78%
innovation self insured $1,724.00 ↑ +87%
aetna hmo $1,739.00 ↑ +89%
aetna ppo $1,739.00 ↑ +89%
cigna hmo $2,119.33 ↑ +130%
cigna exchange $2,119.33 ↑ +130%
cigna ppo $2,119.33 ↑ +130%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Lower Back (Lumbar Spine) CT scan (with and without contrast) at other Virginia hospitals

Hospital City Cash price Negotiated range
Inova Fairfax Hospital Falls Church $919.50 $178.02 – $1,508.95
Inova Alexandria Hospital Alexandria $919.50 $178.02 – $1,508.95
Inova Loudoun Hospital Leesburg $919.50 $178.02 – $1,508.95
Inova Mount Vernon Hospital Alexandria $919.50 $178.02 – $1,508.95

All Virginia hospitals for this procedure →