Biopsy of heart lining at Inova Fair Oaks Hospital

3600 Joseph Siewick Drive Fairfax, VA 22033-1709, VA · Inova · · NPI 1760513980

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$3,868.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,737.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,231.97 with carefirst vs $10,523.00 with cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
carefirst hmo $1,231.97 ↓ -68%
carefirst ppo $1,296.43 ↓ -66%
united medicare advantage $3,147.50 ↓ -19%
aetna medicare advantage $3,147.50 ↓ -19%
anthem medicare advantage $3,147.50 ↓ -19%
sentara health medicare advantage $3,210.45 ↓ -17%
cigna medicare advantage $3,273.40 ↓ -15%
kaiser medicare advantage $3,273.40 ↓ -15%
humana medicare advantage $3,462.25 ↓ -11%
anthem medicaid advantage $3,562.96 ↓ -8%
united medicaid advantage $3,634.22 ↓ -6%
sentara health medicaid advantage $3,669.85 ↓ -5%
humana medicaid advantage $3,705.48 ↓ -4%
aetna medicaid advantage $3,741.11 ↓ -3%
kaiser medicaid advantage $3,919.26 ↑ +1%
sentara health exchange $5,622.58 ↑ +45%
kaiser ppo $6,034.86 ↑ +56%
kaiser hmo $6,034.86 ↑ +56%
anthem exchange hmo $7,385.07 ↑ +91%
sentara health ppo $7,397.42 ↑ +91%
sentara health hmo $7,397.42 ↑ +91%
united exchange $7,764.64 ↑ +101%
cigna exchange $8,122.00 ↑ +110%
innovation fully insured $8,206.00 ↑ +112%
anthem ppo $8,512.49 ↑ +120%
anthem hmo $8,512.49 ↑ +120%
aetna fannie-mae $8,708.87 ↑ +125%
united nonoptions $8,740.58 ↑ +126%
united options $8,740.58 ↑ +126%
innovation self insured $9,898.00 ↑ +156%
aetna ppo $10,186.00 ↑ +163%
aetna hmo $10,186.00 ↑ +163%
cigna hmo $10,523.00 ↑ +172%
cigna ppo $10,523.00 ↑ +172%

Visitor-reported prices

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Biopsy of heart lining at other Virginia hospitals

Hospital City Cash price Negotiated range
Inova Alexandria Hospital Alexandria $3,868.50 $1,231.97 – $8,206.00
Inova Fairfax Hospital Falls Church $3,868.50 $1,231.97 – $8,206.00
Inova Loudoun Hospital Leesburg $3,868.50 $1,231.97 – $8,206.00
Inova Mount Vernon Hospital Alexandria $3,868.50 $1,231.97 – $8,206.00
RESTON HOSPITAL CENTER VIENNA not published $1,271.36 – $1,271.36
STONESPRINGS HOSPITAL CENTER Dulles not published $1,271.36 – $1,271.36

All Virginia hospitals for this procedure →