Screening HIV antigen/antibody combination assay at Sentara Leigh Hospital

830 Kempsville Road, Norfolk, VA · Sentara · · NPI 1811957681

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 16, 2026

$39.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$79.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.08 with Bcbs vs $39.64 with Unitedhealthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Anthem Hmo $24.08 ↓ -39%
Bcbs Anthem Exchange $24.08 ↓ -39%
Bcbs Anthem Ppo $24.08 ↓ -39%
Sentara Health Plan Medicare Managed Care Plan $24.56 ↓ -38%
Humana Medicare Managed Care Plan $24.80 ↓ -37%
Bcbs Anthem Medicare Managed Care Plan $25.22 ↓ -36%
Unitedhealthcare Dsnp Medicare Managed Care Plan $25.28 ↓ -36%
Unitedhealthcare Options Ppo $39.64 ↑ +0%
Unitedhealthcare All Commercial Plans $39.64 ↑ +0%

Visitor-reported prices

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Screening HIV antigen/antibody combination assay at other Virginia hospitals

Hospital City Cash price Negotiated range
Sentara Norfolk General Hospital Norfolk $39.50 $24.08 – $25.28
Johnston Memorial Hospital ABINGDON $42.30 $11.83 – $52.49
Russell County Hospital LEBANON $42.30 $11.83 – $52.49
Sentara Martha Jefferson Hospital Charlottesville $96.50 $24.56 – $39.64
Sentara Northern Virginia Medical Center Woodbridge $39.50 $19.82 – $25.22
Lonesome Pine Hospital BIG STONE GAP $42.30 $12.04 – $57.79
Smyth County Community Hospital MARION $42.30 $11.83 – $52.49
Sentara Halifax Regional Hospital South Boston $47.50 $20.95 – $25.28

All Virginia hospitals for this procedure →