Arthrd ant ntrbd min dsc crv at Memorial Regional Hospital

8260 Atlee Rd., Mechanicsville, VA · Bonsecours · · NPI 1912969064

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 16, 2026

$76,251.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$127,085.62

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12,880.66 with AETNA MEDICARE [1003] vs $12,880.66 with UHC MEDICARE [1011] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE [1003] AETNA MEDICARE ADVANTAGE HMO [103003] $12,880.66 ↓ -83%
UHC MEDICARE [1011] UNITEDHEALTHCARE DUAL COMPLETE [1011009] $12,880.66 ↓ -83%

Visitor-reported prices

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Arthrd ant ntrbd min dsc crv at other Virginia hospitals

Hospital City Cash price Negotiated range
Maryview Hospital Portsmouth $39,181.64 $12,526.51 – $12,777.04
Inova Alexandria Hospital Alexandria not published $3,275.00 – $14,153.50
Inova Fairfax Hospital Falls Church not published $3,725.00 – $14,153.50
Inova Fair Oaks Hospital VA 22033-1709 not published $3,275.00 – $14,153.50
Inova Loudoun Hospital Leesburg not published $3,275.00 – $14,153.50
Inova Mount Vernon Hospital Alexandria not published $3,275.00 – $14,153.50
Sentara Martha Jefferson Hospital Charlottesville not published $4,339.00 – $13,397.00
Sentara Northern Virginia Medical Center Woodbridge not published $3,988.00 – $13,121.51

All Virginia hospitals for this procedure →