After cataract laser surgery at Memorial Regional Hospital
8260 Atlee Rd., Mechanicsville, VA · Bonsecours · · NPI 1912969064
$2,694.28
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,490.47
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$551.80 with UHC MEDICARE [1011] vs $562.83 with HUMANA MEDICARE [1010] — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UHC MEDICARE [1011] | UHC MEDICARE COMPLETE [44] | $551.80 | ↓ -80% |
| UHC MEDICARE [1011] | UNITEDHEALTHCARE DUAL COMPLETE [1011009] | $551.80 | ↓ -80% |
| AETNA MEDICARE [1003] | AETNA MEDICARE-ADVANTAGE PPO [103002] | $551.80 | ↓ -80% |
| AETNA MEDICARE [1003] | AETNA MEDICARE ADVANTAGE HMO [103003] | $551.80 | ↓ -80% |
| UHC MEDICARE [1011] | UHC AARP MEDICARE ADVANTAGE [1011017] | $551.80 | ↓ -80% |
| HUMANA MEDICARE [1010] | HUMANA GOLD PLUS HMO [101001] | $562.83 | ↓ -79% |
| HUMANA MEDICARE [1010] | HUMANA CHOICE-PPO MEDICARE [101003] | $562.83 | ↓ -79% |
Visitor-reported prices
Comments
After cataract laser surgery at other Virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Johnston Memorial Hospital | ABINGDON | $251.55 | $484.66 – $1,169.84 |
| Russell County Hospital | LEBANON | $251.55 | $536.62 – $1,169.84 |
| Sentara Martha Jefferson Hospital | Charlottesville | $897.00 | $547.36 – $1,571.00 |
| Sentara Northern Virginia Medical Center | Woodbridge | $1,077.50 | $547.36 – $3,486.00 |
| Lonesome Pine Hospital | BIG STONE GAP | $251.55 | $536.62 – $1,287.90 |
| Smyth County Community Hospital | MARION | $251.55 | $536.62 – $1,169.84 |
| Sentara Halifax Regional Hospital | South Boston | $937.00 | not published |
| Sentara Leigh Hospital | Norfolk | $1,077.50 | $547.36 – $4,564.00 |