healthcosts.net

Knee X-ray at Inova Loudoun Hospital

44045 Riverside Parkway, Leesburg, VA · Inova · · NPI 1376564302

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$320.50

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$641.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$80.04 with anthem vs $499.98 with kaiser — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
anthem medicaid advantage $80.04 ↓ -75%
united medicaid advantage $81.64 ↓ -75%
sentara health medicaid advantage $82.44 ↓ -74%
humana medicaid advantage $83.24 ↓ -74%
aetna medicaid advantage $84.04 ↓ -74%
kaiser medicaid advantage $88.04 ↓ -73%
united medicare advantage $106.34 ↓ -67%
anthem medicare advantage $106.34 ↓ -67%
aetna medicare advantage $106.34 ↓ -67%
sentara health medicare advantage $108.47 ↓ -66%
kaiser medicare advantage $110.59 ↓ -65%
cigna medicare advantage $110.59 ↓ -65%
humana medicare advantage $116.97 ↓ -64%
carefirst hmo $128.80 ↓ -60%
carefirst ppo $139.74 ↓ -56%
anthem exchange hmo $248.41 ↓ -22%
united options $250.18 ↓ -22%
united exchange $250.18 ↓ -22%
united nonoptions $250.18 ↓ -22%
cigna exchange $285.76 ↓ -11%
anthem hmo $286.34 ↓ -11%
anthem ppo $286.34 ↓ -11%
sentara health exchange $361.58 ↑ +13%
aetna hmo $364.02 ↑ +14%
aetna ppo $364.02 ↑ +14%
aetna fannie-mae $382.04 ↑ +19%
cigna hmo $413.96 ↑ +29%
cigna ppo $413.96 ↑ +29%
innovation fully insured $422.42 ↑ +32%
innovation self insured $422.42 ↑ +32%
sentara health hmo $475.72 ↑ +48%
sentara health ppo $475.72 ↑ +48%
kaiser ppo $499.98 ↑ +56%
kaiser hmo $499.98 ↑ +56%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Knee X-ray at other Virginia hospitals

Hospital City Cash price Negotiated range
Inova Alexandria Hospital Alexandria $320.50 $80.04 – $422.42
Inova Fairfax Hospital Falls Church $320.50 $80.04 – $422.42
Inova Fair Oaks Hospital VA 22033-1709 $320.50 $80.04 – $422.42
Inova Mount Vernon Hospital Alexandria $320.50 $80.04 – $422.42

All Virginia hospitals for this procedure →