Hdr rdncl ntrstl/icav brchtx at Inova Loudoun Hospital
44045 Riverside Parkway, Leesburg, VA · Inova · · NPI 1376564302
$2,229.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,458.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$693.81 with united vs $4,354.84 with united — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| united | medicare advantage | $693.81 | ↓ -69% |
| aetna | medicare advantage | $693.81 | ↓ -69% |
| anthem | medicare advantage | $693.81 | ↓ -69% |
| sentara health | medicare advantage | $707.69 | ↓ -68% |
| kaiser | medicare advantage | $721.56 | ↓ -68% |
| cigna | medicare advantage | $721.56 | ↓ -68% |
| humana | medicare advantage | $763.19 | ↓ -66% |
| anthem | exchange hmo | $1,620.66 | ↓ -27% |
| anthem | hmo | $1,868.17 | ↓ -16% |
| anthem | ppo | $1,868.17 | ↓ -16% |
| cigna | exchange | $1,987.38 | ↓ -11% |
| anthem | medicaid advantage | $2,010.35 | ↓ -10% |
| united | medicaid advantage | $2,050.56 | ↓ -8% |
| sentara health | medicaid advantage | $2,070.66 | ↓ -7% |
| humana | medicaid advantage | $2,090.76 | ↓ -6% |
| aetna | medicaid advantage | $2,110.87 | ↓ -5% |
| kaiser | medicaid advantage | $2,211.39 | ↓ -1% |
| sentara health | exchange | $2,514.71 | ↑ +13% |
| aetna | ppo | $2,531.70 | ↑ +14% |
| aetna | hmo | $2,531.70 | ↑ +14% |
| aetna | fannie-mae | $2,656.97 | ↑ +19% |
| cigna | hmo | $2,878.98 | ↑ +29% |
| cigna | ppo | $2,878.98 | ↑ +29% |
| innovation | fully insured | $2,937.82 | ↑ +32% |
| innovation | self insured | $2,937.82 | ↑ +32% |
| sentara health | hmo | $3,308.51 | ↑ +48% |
| sentara health | ppo | $3,308.51 | ↑ +48% |
| united | exchange | $3,455.55 | ↑ +55% |
| kaiser | ppo | $3,477.24 | ↑ +56% |
| kaiser | hmo | $3,477.24 | ↑ +56% |
| carefirst | hmo | $3,920.72 | ↑ +76% |
| carefirst | ppo | $4,253.85 | ↑ +91% |
| united | nonoptions | $4,354.84 | ↑ +95% |
| united | options | $4,354.84 | ↑ +95% |
Visitor-reported prices
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Hdr rdncl ntrstl/icav brchtx at other Virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Inova Alexandria Hospital | Alexandria | $2,229.00 | $693.81 – $3,920.72 |
| Inova Fairfax Hospital | Falls Church | $2,229.00 | $693.81 – $3,920.72 |
| Inova Fair Oaks Hospital | VA 22033-1709 | $2,229.00 | $693.81 – $3,920.72 |
| Inova Mount Vernon Hospital | Alexandria | $2,229.00 | $693.81 – $3,920.72 |
| LEWISGALE HOSPITAL-ALLEGHANY | LOW MOOR | not published | $1,460.97 – $1,460.97 |
| CJW Medical Center-Chippenham Hospital Campus | CHESTERFIELD | not published | $870.14 – $870.14 |
| LEWISGALE HOSPITAL-MONTGOMERY | CHRISTIANSBURG | not published | $1,195.47 – $1,195.47 |
| LEWISGALE HOSPITAL-PULASKI | PULASKI | not published | $987.79 – $987.79 |