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Chest CT scan (without contrast) at Inova Loudoun Hospital

44045 Riverside Parkway, Leesburg, VA · Inova · · NPI 1376564302

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$651.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,303.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$106.34 with united vs $1,739.00 with aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united medicare advantage $106.34 ↓ -84%
anthem medicare advantage $106.34 ↓ -84%
aetna medicare advantage $106.34 ↓ -84%
sentara health medicare advantage $108.47 ↓ -83%
kaiser medicare advantage $110.59 ↓ -83%
cigna medicare advantage $110.59 ↓ -83%
humana medicare advantage $116.97 ↓ -82%
anthem medicaid advantage $153.25 ↓ -76%
united medicaid advantage $156.32 ↓ -76%
sentara health medicaid advantage $157.85 ↓ -76%
humana medicaid advantage $159.38 ↓ -76%
aetna medicaid advantage $160.91 ↓ -75%
kaiser medicaid advantage $168.58 ↓ -74%
anthem exchange hmo $248.41 ↓ -62%
united options $250.18 ↓ -62%
united exchange $250.18 ↓ -62%
united nonoptions $250.18 ↓ -62%
anthem hmo $286.34 ↓ -56%
anthem ppo $286.34 ↓ -56%
kaiser ppo $1,016.34 ↑ +56%
kaiser hmo $1,016.34 ↑ +56%
sentara health exchange $1,044.19 ↑ +60%
carefirst hmo $1,060.93 ↑ +63%
carefirst ppo $1,151.08 ↑ +77%
cigna hmo $1,263.98 ↑ +94%
cigna exchange $1,263.98 ↑ +94%
cigna ppo $1,263.98 ↑ +94%
sentara health hmo $1,373.81 ↑ +111%
sentara health ppo $1,373.81 ↑ +111%
innovation fully insured $1,432.00 ↑ +120%
aetna fannie-mae $1,486.66 ↑ +128%
innovation self insured $1,724.00 ↑ +165%
aetna hmo $1,739.00 ↑ +167%
aetna ppo $1,739.00 ↑ +167%

Visitor-reported prices

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Chest CT scan (without contrast) at other Virginia hospitals

Hospital City Cash price Negotiated range
Inova Fairfax Hospital Falls Church $651.50 $106.34 – $1,432.00
Inova Alexandria Hospital Alexandria $651.50 $106.34 – $1,432.00
Inova Fair Oaks Hospital VA 22033-1709 $651.50 $106.34 – $1,432.00
Inova Mount Vernon Hospital Alexandria $651.50 $106.34 – $1,432.00

All Virginia hospitals for this procedure →