Benign lesion paring 4+ at Inova Loudoun Hospital

44045 Riverside Parkway, Leesburg, VA · Inova · · NPI 1376564302

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$258.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$517.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$198.70 with aetna vs $2,561.00 with aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
aetna medicare advantage $198.70 ↓ -23%
anthem medicare advantage $198.70 ↓ -23%
united medicare advantage $198.70 ↓ -23%
sentara health medicare advantage $202.67 ↓ -22%
kaiser medicare advantage $206.65 ↓ -20%
cigna medicare advantage $206.65 ↓ -20%
humana medicare advantage $218.57 ↓ -15%
cigna exchange $236.27 ↓ -9%
anthem medicaid advantage $251.22 ↓ -3%
united medicaid advantage $256.24 ↓ -1%
sentara health medicaid advantage $258.76 ↑ +0%
humana medicaid advantage $261.27 ↑ +1%
aetna medicaid advantage $263.78 ↑ +2%
kaiser medicaid advantage $276.34 ↑ +7%
cigna hmo $333.88 ↑ +29%
cigna ppo $333.88 ↑ +29%
kaiser hmo $403.26 ↑ +56%
kaiser ppo $403.26 ↑ +56%
anthem exchange hmo $464.15 ↑ +80%
anthem hmo $535.04 ↑ +107%
anthem ppo $535.04 ↑ +107%
sentara health exchange $883.55 ↑ +242%
carefirst hmo $1,043.00 ↑ +303%
carefirst ppo $1,054.00 ↑ +308%
united exchange $1,127.36 ↑ +336%
sentara health ppo $1,162.45 ↑ +350%
sentara health hmo $1,162.45 ↑ +350%
united options $1,269.99 ↑ +391%
united nonoptions $1,269.99 ↑ +391%
innovation fully insured $1,509.00 ↑ +484%
innovation self insured $1,822.00 ↑ +605%
aetna fannie-mae $2,190.02 ↑ +747%
aetna ppo $2,561.00 ↑ +891%
aetna hmo $2,561.00 ↑ +891%

Visitor-reported prices

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Benign lesion paring 4+ at other Virginia hospitals

Hospital City Cash price Negotiated range
Inova Alexandria Hospital Alexandria $258.50 $198.70 – $1,509.00
Inova Fairfax Hospital Falls Church $258.50 $198.70 – $1,509.00
Inova Fair Oaks Hospital VA 22033-1709 $258.50 $198.70 – $1,509.00
Inova Mount Vernon Hospital Alexandria $258.50 $198.70 – $1,509.00
Johnston Memorial Hospital ABINGDON $58.50 $31.54 – $426.75
Russell County Hospital LEBANON $58.50 $31.54 – $426.75
Sentara Martha Jefferson Hospital Charlottesville $160.00 $199.67 – $2,845.00
Sentara Northern Virginia Medical Center Woodbridge $374.00 $199.67 – $3,988.00

All Virginia hospitals for this procedure →