Pq dr cath chg w cont s&i at SPOTSYLVANIA REGIONAL MEDICAL CENTER

4600 Spotsylvania Parkway, Fredericksburg, VA · HCA Virginia · · NPI 1376876664

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$872.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$872.56

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$94.84 with Anthem vs $872.56 with United Behavioral Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem HIX $94.84 ↓ -89%
Anthem HMO $130.47 ↓ -85%
Anthem HPN $130.47 ↓ -85%
Anthem PPO $130.47 ↓ -85%
Aetna MGMCR $130.88 ↓ -85%
Lifeworks MCR $165.79 ↓ -81%
Cigna IFP $232.10 ↓ -73%
United OptionsPPO $244.32 ↓ -72%
Cigna HMO $294.05 ↓ -66%
Cigna PPO $294.05 ↓ -66%
Virginia Health Network ULTRA $305.40 ↓ -65%
United GlobalBenefitPlan $392.65 ↓ -55%
Kaiser COMM $514.81 ↓ -41%
Greenvbrier Sporting Club COMM $523.54 ↓ -40%
Virginia Health Network COMM $567.16 ↓ -35%
Virginia Health Network WC $567.16 ↓ -35%
Multiplan PHCS $619.52 ↓ -29%
Multiplan MPI $619.52 ↓ -29%
CorVel WorkersComp $628.24 ↓ -28%
OccuNet Workers Comp WorkersComp $698.05 ↓ -20%
4Most Health Nework COMM $785.30 ↓ -10%
Three Rivers Provider Network COMM $785.30 ↓ -10%
Three Rivers Provider Network WorkersComp $785.30 ↓ -10%
United Behavioral Health VACCN $872.56 ↑ +0%
Optima Health HMO not published by hospital
Optima Health POS not published by hospital
Aetna Broad not published by hospital
Optima Health PPO not published by hospital

Visitor-reported prices

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Pq dr cath chg w cont s&i at other Virginia hospitals

Hospital City Cash price Negotiated range
Inova Alexandria Hospital Alexandria $263.50 $234.94 – $408.02
Inova Fairfax Hospital Falls Church $263.50 $234.94 – $408.02
Inova Fair Oaks Hospital VA 22033-1709 $263.50 $234.94 – $408.02
Inova Loudoun Hospital Leesburg $263.50 $234.94 – $408.02
Inova Mount Vernon Hospital Alexandria $263.50 $234.94 – $408.02
CJW Medical Center-Chippenham Hospital Campus CHESTERFIELD $4,091.00 $113.35 – $113.35
LEWISGALE HOSPITAL-MONTGOMERY CHRISTIANSBURG $1,376.00 $155.73 – $155.73
LEWISGALE HOSPITAL-PULASKI PULASKI $1,363.00 $128.67 – $128.67

All Virginia hospitals for this procedure →