Pelvic CT scan (with contrast) at SPOTSYLVANIA REGIONAL MEDICAL CENTER

4600 Spotsylvania Parkway, Fredericksburg, VA · HCA Virginia · · NPI 1376876664

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$4,235.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,235.92

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$137.28 with Anthem vs $3,812.33 with Three Rivers Provider Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem HIX $137.28 ↓ -97%
Anthem PPO $188.86 ↓ -96%
Anthem HMO $188.86 ↓ -96%
Anthem HPN $188.86 ↓ -96%
United AllPayerAppendix $401.74 ↓ -91%
Lifeworks MCR $804.82 ↓ -81%
Cigna IFP $1,126.75 ↓ -73%
United OptionsPPO $1,186.06 ↓ -72%
Cigna HMO $1,427.51 ↓ -66%
Cigna PPO $1,427.51 ↓ -66%
Virginia Health Network ULTRA $1,482.57 ↓ -65%
Aetna Broad $1,819.00 ↓ -57%
United GlobalBenefitPlan $1,906.16 ↓ -55%
Kaiser COMM $2,499.19 ↓ -41%
Greenvbrier Sporting Club COMM $2,541.55 ↓ -40%
Virginia Health Network COMM $2,753.35 ↓ -35%
Virginia Health Network WC $2,753.35 ↓ -35%
Multiplan MPI $3,007.50 ↓ -29%
Multiplan PHCS $3,007.50 ↓ -29%
CorVel WorkersComp $3,049.86 ↓ -28%
OccuNet Workers Comp WorkersComp $3,388.74 ↓ -20%
4Most Health Nework COMM $3,812.33 ↓ -10%
Three Rivers Provider Network COMM $3,812.33 ↓ -10%
Three Rivers Provider Network WorkersComp $3,812.33 ↓ -10%
Optima Health PPO not published by hospital
Optima Health HMO not published by hospital
Optima Health POS not published by hospital

Visitor-reported prices

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Pelvic CT scan (with contrast) at other Virginia hospitals

Hospital City Cash price Negotiated range
LEWISGALE HOSPITAL-ALLEGHANY LOW MOOR $5,375.00 $275.48 – $401.74
Inova Alexandria Hospital Alexandria $796.00 $178.02 – $1,432.00
Inova Fairfax Hospital Falls Church $796.00 $178.02 – $1,432.00
Inova Fair Oaks Hospital VA 22033-1709 $796.00 $178.02 – $1,432.00
Inova Loudoun Hospital Leesburg $796.00 $178.02 – $1,432.00
Inova Mount Vernon Hospital Alexandria $796.00 $178.02 – $1,432.00
Johnston Memorial Hospital ABINGDON $617.10 $171.14 – $407.98
Russell County Hospital LEBANON $617.10 $171.14 – $407.99

All Virginia hospitals for this procedure →