Macroscopic exam arthropod at SPOTSYLVANIA REGIONAL MEDICAL CENTER

4600 Spotsylvania Parkway, Fredericksburg, VA · HCA Virginia · · NPI 1376876664

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$273.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$273.24

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.24 with Humana Military vs $245.92 with Three Rivers Provider Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Military TRCR $4.24 ↓ -98%
Humana MCR $4.27 ↓ -98%
Sentara Health MCR $4.27 ↓ -98%
Johns Hopkins UniformedServicesFamilyHealthPlan $4.27 ↓ -98%
United VACCN $4.27 ↓ -98%
United Behavioral Health VACCN $4.27 ↓ -98%
United AllPayerAppendix $4.27 ↓ -98%
Devoted MCR $4.27 ↓ -98%
United MGMCR $4.29 ↓ -98%
Aetna MGMCR $4.32 ↓ -98%
Virginia Premier Health MGMCR $4.36 ↓ -98%
Anthem MGMCR $4.40 ↓ -98%
Evernorth Behavioral Health MCR $4.44 ↓ -98%
Cigna HealthSpring MCR $4.44 ↓ -98%
Clear Spring Health Plan MCR $4.48 ↓ -98%
Align Senior Care MGMCR $4.57 ↓ -98%
Bright Health COMM $9.14 ↓ -97%
Anthem HIX $16.22 ↓ -94%
Cigna HMO $17.28 ↓ -94%
Cigna PPO $17.28 ↓ -94%
Cigna IFP $21.21 ↓ -92%
Anthem HPN $22.31 ↓ -92%
Anthem PPO $22.31 ↓ -92%
Anthem HMO $22.31 ↓ -92%
Lifeworks MCR $51.92 ↓ -81%
United OptionsPPO $76.51 ↓ -72%
Virginia Health Network ULTRA $95.63 ↓ -65%
United GlobalBenefitPlan $122.96 ↓ -55%
Kaiser COMM $161.21 ↓ -41%
Greenvbrier Sporting Club COMM $163.94 ↓ -40%
Virginia Health Network WC $177.61 ↓ -35%
Virginia Health Network COMM $177.61 ↓ -35%
Multiplan PHCS $194.00 ↓ -29%
Multiplan MPI $194.00 ↓ -29%
CorVel WorkersComp $196.73 ↓ -28%
OccuNet Workers Comp WorkersComp $218.59 ↓ -20%
4Most Health Nework COMM $245.92 ↓ -10%
Three Rivers Provider Network COMM $245.92 ↓ -10%
Three Rivers Provider Network WorkersComp $245.92 ↓ -10%
Aetna Broad not published by hospital
Optima Health HMO not published by hospital
Optima Health POS not published by hospital
Optima Health PPO not published by hospital

Visitor-reported prices

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Macroscopic exam arthropod at other Virginia hospitals

Hospital City Cash price Negotiated range
Inova Alexandria Hospital Alexandria $38.50 $4.27 – $48.44
Inova Fairfax Hospital Falls Church $38.50 $4.27 – $48.44
Inova Fair Oaks Hospital VA 22033-1709 $38.50 $4.27 – $48.44
Inova Loudoun Hospital Leesburg $38.50 $4.27 – $48.44
Inova Mount Vernon Hospital Alexandria $38.50 $4.27 – $48.44
CJW Medical Center-Chippenham Hospital Campus CHESTERFIELD $274.00 $3.71 – $19.09
LEWISGALE MEDICAL CENTER ROANOKE $387.00 $3.71 – $6.19
TRICITIES HOSPITAL HOPEWELL $274.00 $3.71 – $18.35

All Virginia hospitals for this procedure →