Culture afb any source at SPOTSYLVANIA REGIONAL MEDICAL CENTER

4600 Spotsylvania Parkway, Fredericksburg, VA · HCA Virginia · · NPI 1376876664

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$592.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$592.92

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.73 with Humana Military vs $533.63 with Three Rivers Provider Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Military TRCR $10.73 ↓ -98%
Humana MCR $10.80 ↓ -98%
Sentara Health MCR $10.80 ↓ -98%
Johns Hopkins UniformedServicesFamilyHealthPlan $10.80 ↓ -98%
United VACCN $10.80 ↓ -98%
United Behavioral Health VACCN $10.80 ↓ -98%
United AllPayerAppendix $10.80 ↓ -98%
Devoted MCR $10.80 ↓ -98%
United MGMCR $10.85 ↓ -98%
Aetna MGMCR $10.92 ↓ -98%
Virginia Premier Health MGMCR $11.02 ↓ -98%
Anthem MGMCR $11.12 ↓ -98%
Evernorth Behavioral Health MCR $11.23 ↓ -98%
Cigna HealthSpring MCR $11.23 ↓ -98%
Clear Spring Health Plan MCR $11.34 ↓ -98%
Align Senior Care MGMCR $11.56 ↓ -98%
Bright Health COMM $23.11 ↓ -96%
Anthem HIX $41.02 ↓ -93%
Cigna HMO $43.66 ↓ -93%
Cigna PPO $43.66 ↓ -93%
Cigna IFP $53.58 ↓ -91%
Anthem HPN $56.42 ↓ -90%
Anthem PPO $56.42 ↓ -90%
Anthem HMO $56.42 ↓ -90%
Lifeworks MCR $112.65 ↓ -81%
United OptionsPPO $166.02 ↓ -72%
Virginia Health Network ULTRA $207.52 ↓ -65%
United GlobalBenefitPlan $266.81 ↓ -55%
Kaiser COMM $349.82 ↓ -41%
Greenvbrier Sporting Club COMM $355.75 ↓ -40%
Virginia Health Network WC $385.40 ↓ -35%
Virginia Health Network COMM $385.40 ↓ -35%
Multiplan PHCS $420.97 ↓ -29%
Multiplan MPI $420.97 ↓ -29%
CorVel WorkersComp $426.90 ↓ -28%
OccuNet Workers Comp WorkersComp $474.34 ↓ -20%
4Most Health Nework COMM $533.63 ↓ -10%
Three Rivers Provider Network COMM $533.63 ↓ -10%
Three Rivers Provider Network WorkersComp $533.63 ↓ -10%
Aetna Broad not published by hospital
Optima Health HMO not published by hospital
Optima Health POS not published by hospital
Optima Health PPO not published by hospital

Visitor-reported prices

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Culture afb any source at other Virginia hospitals

Hospital City Cash price Negotiated range
LEWISGALE HOSPITAL-ALLEGHANY LOW MOOR $545.00 $9.40 – $15.66
Inova Alexandria Hospital Alexandria $93.50 $10.80 – $117.64
Inova Fairfax Hospital Falls Church $93.50 $10.80 – $117.64
Inova Fair Oaks Hospital VA 22033-1709 $93.50 $10.80 – $117.64
Inova Loudoun Hospital Leesburg $93.50 $10.80 – $117.64
Inova Mount Vernon Hospital Alexandria $93.50 $10.80 – $117.64
CJW Medical Center-Chippenham Hospital Campus CHESTERFIELD $763.00 $9.40 – $48.29
LEWISGALE HOSPITAL-MONTGOMERY CHRISTIANSBURG $294.00 $9.40 – $11.56

All Virginia hospitals for this procedure →