Compatibility test incubate at SPOTSYLVANIA REGIONAL MEDICAL CENTER
4600 Spotsylvania Parkway, Fredericksburg, VA · HCA Virginia · · NPI 1376876664
$178.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$178.20
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.68 with Cigna vs $779.21 with Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | HMO | $3.68 | ↓ -98% |
| Cigna | PPO | $3.68 | ↓ -98% |
| Cigna | IFP | $4.51 | ↓ -97% |
| Bright Health | COMM | $28.80 | ↓ -84% |
| Lifeworks | MCR | $33.86 | ↓ -81% |
| United | OptionsPPO | $49.90 | ↓ -72% |
| Virginia Health Network | ULTRA | $62.37 | ↓ -65% |
| United | GlobalBenefitPlan | $80.19 | ↓ -55% |
| Kaiser | COMM | $105.14 | ↓ -41% |
| Greenvbrier Sporting Club | COMM | $106.92 | ↓ -40% |
| Virginia Health Network | WC | $115.83 | ↓ -35% |
| Virginia Health Network | COMM | $115.83 | ↓ -35% |
| Multiplan | PHCS | $126.52 | ↓ -29% |
| Multiplan | MPI | $126.52 | ↓ -29% |
| CorVel | WorkersComp | $128.30 | ↓ -28% |
| OccuNet Workers Comp | WorkersComp | $142.56 | ↓ -20% |
| United | AllPayerAppendix | $149.16 | ↓ -16% |
| 4Most Health Nework | COMM | $160.38 | ↓ -10% |
| Three Rivers Provider Network | WorkersComp | $160.38 | ↓ -10% |
| Three Rivers Provider Network | COMM | $160.38 | ↓ -10% |
| Anthem | HIX | $566.51 | ↑ +218% |
| Anthem | HPN | $779.21 | ↑ +337% |
| Anthem | HMO | $779.21 | ↑ +337% |
| Anthem | PPO | $779.21 | ↑ +337% |
| Optima Health | POS | not published by hospital | — |
| Optima Health | PPO | not published by hospital | — |
| Aetna | Broad | not published by hospital | — |
| Optima Health | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Compatibility test incubate at other Virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| LEWISGALE HOSPITAL-ALLEGHANY | LOW MOOR | $592.00 | $149.16 – $842.01 |
| Inova Alexandria Hospital | Alexandria | $158.00 | $3.70 – $198.80 |
| Inova Fairfax Hospital | Falls Church | $158.00 | $3.70 – $198.80 |
| Inova Fair Oaks Hospital | VA 22033-1709 | $158.00 | $3.70 – $198.80 |
| Inova Loudoun Hospital | Leesburg | $158.00 | $3.70 – $198.80 |
| Inova Mount Vernon Hospital | Alexandria | $158.00 | $3.70 – $198.80 |
| CJW Medical Center-Chippenham Hospital Campus | CHESTERFIELD | $330.00 | $3.91 – $666.89 |
| LEWISGALE HOSPITAL-MONTGOMERY | CHRISTIANSBURG | $647.00 | $149.16 – $634.53 |