Brcassure comprehensive panel-sendout at SPOTSYLVANIA REGIONAL MEDICAL CENTER
4600 Spotsylvania Parkway, Fredericksburg, VA · HCA Virginia · · NPI 1376876664
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,812.26 with Humana Military vs $9,533.17 with Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana Military | TRCR | $1,812.26 | — |
| Humana | MCR | $1,824.88 | — |
| United Behavioral Health | VACCN | $1,824.88 | — |
| Devoted | MCR | $1,824.88 | — |
| United | VACCN | $1,824.88 | — |
| United | AllPayerAppendix | $1,824.88 | — |
| Johns Hopkins | UniformedServicesFamilyHealthPlan | $1,824.88 | — |
| Sentara Health | MCR | $1,824.88 | — |
| United | MGMCR | $1,834.00 | — |
| Aetna | MGMCR | $1,845.68 | — |
| Virginia Premier Health | MGMCR | $1,861.38 | — |
| Anthem | MGMCR | $1,879.63 | — |
| Cigna HealthSpring | MCR | $1,897.88 | — |
| Evernorth Behavioral Health | MCR | $1,897.88 | — |
| Clear Spring Health Plan | MCR | $1,916.12 | — |
| Align Senior Care | MGMCR | $1,952.62 | — |
| Bright Health | COMM | $3,905.24 | — |
| Anthem | HIX | $6,930.89 | — |
| Cigna | PPO | $7,377.27 | — |
| Cigna | HMO | $7,377.27 | — |
| Cigna | IFP | $9,053.93 | — |
| Anthem | HMO | $9,533.17 | — |
| Anthem | PPO | $9,533.17 | — |
| Anthem | HPN | $9,533.17 | — |
| Optima Health | PPO | not published by hospital | — |
| Optima Health | HMO | not published by hospital | — |
| Optima Health | POS | not published by hospital | — |
| Aetna | Broad | not published by hospital | — |
Visitor-reported prices
Comments
Brcassure comprehensive panel-sendout at other Virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| LEWISGALE HOSPITAL-ALLEGHANY | LOW MOOR | $3,557.00 | $1,588.06 – $2,646.08 |
| Inova Alexandria Hospital | Alexandria | $7,973.00 | $1,824.88 – $11,260.95 |
| Inova Fairfax Hospital | Falls Church | $7,973.00 | $1,824.88 – $11,260.95 |
| Inova Fair Oaks Hospital | VA 22033-1709 | $7,973.00 | $1,824.88 – $11,260.95 |
| Inova Loudoun Hospital | Leesburg | $7,973.00 | $1,824.88 – $11,260.95 |
| Inova Mount Vernon Hospital | Alexandria | $7,973.00 | $1,824.88 – $11,260.95 |
| LEWISGALE HOSPITAL-MONTGOMERY | CHRISTIANSBURG | $4,404.00 | $1,588.06 – $1,952.62 |
| LEWISGALE HOSPITAL-PULASKI | PULASKI | $3,556.00 | $1,401.23 – $1,952.62 |