Culture typing added method at LEWISGALE HOSPITAL-MONTGOMERY
1145 W Main St, CHRISTIANSBURG, VA · HCA Virginia · · NPI 1275570376
$23.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$23.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$4.00 with Cigna vs $36.58 with Anthem — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | NPR | $4.00 | ↓ -83% |
| Lifeworks | MCR | $4.37 | ↓ -81% |
| Universal Healthcare Group | MCR | $5.06 | ↓ -78% |
| TriAtlantic | TRICR | $6.73 | ↓ -71% |
| Health Net | TRICR | $7.13 | ↓ -69% |
| Humana Military | TRCR | $7.68 | ↓ -67% |
| United | VACCN | $7.74 | ↓ -66% |
| Sentara Health | MCR | $7.74 | ↓ -66% |
| United | AllPayerAppendix | $7.74 | ↓ -66% |
| Humana | MCR | $7.74 | ↓ -66% |
| United Mine Workers | MCR | $7.74 | ↓ -66% |
| Good Samaritan Hospice | COMM | $7.74 | ↓ -66% |
| Devoted | MCR | $7.74 | ↓ -66% |
| United | MGMCR | $7.78 | ↓ -66% |
| Aetna | MGMCR | $7.83 | ↓ -66% |
| Virginia Premier Health | MGMCR | $7.89 | ↓ -66% |
| Anthem | MGMCR | $7.97 | ↓ -65% |
| Cigna HealthSpring | MCR | $8.05 | ↓ -65% |
| Virginia Health Network | ULTRA | $8.05 | ↓ -65% |
| Clear Spring Health Plan | MCR | $8.13 | ↓ -65% |
| Pyramid Life | MGMCR | $8.28 | ↓ -64% |
| Align Senior Care | MGMCR | $8.28 | ↓ -64% |
| United | OptionsPPO | $8.90 | ↓ -61% |
| United | GlobalBenefitPlan | $10.35 | ↓ -55% |
| Greenvbrier Sporting Club | COMM | $13.80 | ↓ -40% |
| Virginia Health Network | WC | $16.33 | ↓ -29% |
| Virginia Health Network | COMM | $16.33 | ↓ -29% |
| CorVel | WorkersComp | $16.56 | ↓ -28% |
| Richfield Retirement Community | COMM | $17.25 | ↓ -25% |
| Richfield Nursing Center | COMM | $17.25 | ↓ -25% |
| Multiplan | PHCS | $17.71 | ↓ -23% |
| One Health Plan | POS | $18.40 | ↓ -20% |
| OccuNet Workers Comp | WorkersComp | $18.40 | ↓ -20% |
| Community Care Network | COMM | $18.40 | ↓ -20% |
| One Health Plan | PPO | $18.40 | ↓ -20% |
| Graham-White Manufacturing | COMM | $18.40 | ↓ -20% |
| PHCS | COMM | $19.55 | ↓ -15% |
| Patients Choice | COMM | $20.24 | ↓ -12% |
| Star Transportation | COMM | $20.70 | ↓ -10% |
| 4Most | COMM | $20.70 | ↓ -10% |
| American Postal Workers Union | COMM | $20.70 | ↓ -10% |
| Anthem | HIX | $32.93 | ↑ +43% |
| Anthem | PPO | $36.58 | ↑ +59% |
| Anthem | HMO | $36.58 | ↑ +59% |
| Optima Health | POS | not published by hospital | — |
| Optima Health | HMO | not published by hospital | — |
| Optima Health | PPO | not published by hospital | — |
| Aetna | Broad | not published by hospital | — |
| Aetna | SharedSavings | not published by hospital | — |
Visitor-reported prices
Comments
Culture typing added method at other Virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| LEWISGALE HOSPITAL-ALLEGHANY | LOW MOOR | $20.00 | $6.73 – $11.22 |
| Inova Alexandria Hospital | Alexandria | $31.00 | $7.74 – $39.00 |
| Inova Fairfax Hospital | Falls Church | $31.00 | $7.74 – $39.00 |
| Inova Fair Oaks Hospital | VA 22033-1709 | $31.00 | $7.74 – $39.00 |
| Inova Loudoun Hospital | Leesburg | $31.00 | $7.74 – $39.00 |
| Inova Mount Vernon Hospital | Alexandria | $31.00 | $7.74 – $39.00 |
| LEWISGALE HOSPITAL-PULASKI | PULASKI | $23.00 | $5.94 – $8.28 |
| LEWISGALE MEDICAL CENTER | ROANOKE | $23.00 | $6.73 – $11.22 |