Mr spectroscopy at CJW Medical Center-Chippenham Hospital Campus

14720 HANCOCK VILLAGE ST, CHESTERFIELD, VA · HCA Virginia · · NPI 1598708513

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$3,183.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,183.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$182.03 with UNITED vs $2,864.70 with 4Most Health Nework — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED NavigateCorePayer $182.03 ↓ -94%
UNITED NewBusiness $182.03 ↓ -94%
UNITED SmallBusiness $182.03 ↓ -94%
UNITED AllPayerAppendix $182.03 ↓ -94%
Lifeworks MCR $604.77 ↓ -81%
United OptionsPPO $662.06 ↓ -79%
Universal Healthcare Group MCR $700.26 ↓ -78%
Virginia Health Network ULTRA $1,114.05 ↓ -65%
Aetna SharedSavings $1,387.00 ↓ -56%
United GlobalBenefitPlan $1,432.35 ↓ -55%
Aetna Broad $1,866.00 ↓ -41%
Value Options COMM $1,909.80 ↓ -40%
Greenvbrier Sporting Club COMM $1,909.80 ↓ -40%
Virginia Health Network WC $2,068.95 ↓ -35%
Virginia Health Network COMM $2,068.95 ↓ -35%
CorVel WorkersComp $2,291.76 ↓ -28%
Evernorth COMM $2,546.40 ↓ -20%
OccuNet Workers Comp WorkersComp $2,546.40 ↓ -20%
Multiplan PHCS $2,864.70 ↓ -10%
4Most Health Nework COMM $2,864.70 ↓ -10%
Optima Health HMO not published by hospital
Optima Health POS not published by hospital
Optima Health PPO not published by hospital

Visitor-reported prices

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Mr spectroscopy at other Virginia hospitals

Hospital City Cash price Negotiated range
LEWISGALE HOSPITAL-ALLEGHANY LOW MOOR $4,004.00 $182.03 – $182.03
Inova Alexandria Hospital Alexandria $822.00 $88.05 – $1,680.64
Inova Fairfax Hospital Falls Church $822.00 $88.05 – $1,680.64
Inova Fair Oaks Hospital VA 22033-1709 $822.00 $88.05 – $1,680.64
Inova Loudoun Hospital Leesburg $822.00 $88.05 – $1,680.64
Inova Mount Vernon Hospital Alexandria $822.00 $88.05 – $1,680.64
LEWISGALE MEDICAL CENTER ROANOKE $5,759.00 $182.03 – $182.03
LEWISGALE HOSPITAL-MONTGOMERY CHRISTIANSBURG not published $182.03 – $182.03

All Virginia hospitals for this procedure →