Cardiac MRI w/stress img at CJW Medical Center-Chippenham Hospital Campus
14720 HANCOCK VILLAGE ST, CHESTERFIELD, VA · HCA Virginia · · NPI 1598708513
$7,584.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,584.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$417.69 with Anthem vs $6,825.60 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Anthem | HIX | $417.69 | ↓ -94% |
| Anthem | HPN | $530.09 | ↓ -93% |
| Anthem | PPO | $574.69 | ↓ -92% |
| Anthem | HMO | $574.69 | ↓ -92% |
| UNITED | AllPayerAppendix | $1,086.50 | ↓ -86% |
| UNITED | NavigateCorePayer | $1,086.50 | ↓ -86% |
| UNITED | NewBusiness | $1,086.50 | ↓ -86% |
| UNITED | SmallBusiness | $1,086.50 | ↓ -86% |
| Aetna | SharedSavings | $1,387.00 | ↓ -82% |
| Lifeworks | MCR | $1,440.96 | ↓ -81% |
| United | OptionsPPO | $1,577.47 | ↓ -79% |
| Universal Healthcare Group | MCR | $1,668.48 | ↓ -78% |
| Aetna | Broad | $1,866.00 | ↓ -75% |
| Virginia Health Network | ULTRA | $2,654.40 | ↓ -65% |
| United | GlobalBenefitPlan | $3,412.80 | ↓ -55% |
| Value Options | COMM | $4,550.40 | ↓ -40% |
| Greenvbrier Sporting Club | COMM | $4,550.40 | ↓ -40% |
| Virginia Health Network | WC | $4,929.60 | ↓ -35% |
| Virginia Health Network | COMM | $4,929.60 | ↓ -35% |
| CorVel | WorkersComp | $5,460.48 | ↓ -28% |
| Evernorth | COMM | $6,067.20 | ↓ -20% |
| OccuNet Workers Comp | WorkersComp | $6,067.20 | ↓ -20% |
| 4Most Health Nework | COMM | $6,825.60 | ↓ -10% |
| Multiplan | PHCS | $6,825.60 | ↓ -10% |
| Optima Health | HMO | not published by hospital | — |
| Optima Health | POS | not published by hospital | — |
| Optima Health | PPO | not published by hospital | — |
Visitor-reported prices
Comments
Cardiac MRI w/stress img at other Virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Inova Alexandria Hospital | Alexandria | $898.00 | $345.07 – $2,149.00 |
| Inova Fairfax Hospital | Falls Church | $898.00 | $345.07 – $2,149.00 |
| Inova Fair Oaks Hospital | VA 22033-1709 | $898.00 | $345.07 – $2,149.00 |
| Inova Loudoun Hospital | Leesburg | $898.00 | $345.07 – $2,149.00 |
| Inova Mount Vernon Hospital | Alexandria | $898.00 | $345.07 – $2,149.00 |
| LEWISGALE HOSPITAL-ALLEGHANY | LOW MOOR | not published | $701.31 – $1,086.50 |
| LEWISGALE HOSPITAL-MONTGOMERY | CHRISTIANSBURG | not published | $573.86 – $1,086.50 |
| LEWISGALE HOSPITAL-PULASKI | PULASKI | not published | $474.17 – $1,086.50 |