Urine Culture Test at Sentara Martha Jefferson Hospital

500 Martha Jefferson Drive, Charlottesville, VA · Sentara · · NPI 1346248663

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 16, 2026

$41.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$82.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.23 with Sentara Health Plan vs $22.19 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sentara Health Plan Medicare Managed Care Plan $8.23 ↓ -80%
Humana Medicare Managed Care Plan $8.31 ↓ -80%
Bcbs Anthem Medicare Managed Care Plan $8.45 ↓ -79%
Aetna Medicare Managed Care Plan $8.47 ↓ -79%
Unitedhealthcare All Commercial Plans $13.54 ↓ -67%
Bcbs Anthem Exchange $15.25 ↓ -63%
Bcbs Anthem Hmo $16.38 ↓ -60%
Bcbs Anthem Ppo $17.59 ↓ -57%
Aetna All Commercial Plans $22.19 ↓ -46%

Visitor-reported prices

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Urine Culture Test at other Virginia hospitals

Hospital City Cash price Negotiated range
LEWISGALE HOSPITAL-ALLEGHANY LOW MOOR $418.00 $7.02 – $11.70
Inova Alexandria Hospital Alexandria $77.00 $8.07 – $96.88
Inova Fairfax Hospital Falls Church $77.00 $8.07 – $96.88
Inova Fair Oaks Hospital VA 22033-1709 $77.00 $8.07 – $96.88
Inova Loudoun Hospital Leesburg $77.00 $8.07 – $96.88
Inova Mount Vernon Hospital Alexandria $77.00 $8.07 – $96.88
Johnston Memorial Hospital ABINGDON $13.95 $4.04 – $17.59
Russell County Hospital LEBANON $13.95 $8.07 – $17.59

All Virginia hospitals for this procedure →