Culture of specimen by kit at Sentara Martha Jefferson Hospital
500 Martha Jefferson Drive, Charlottesville, VA · Sentara · · NPI 1346248663
$45.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$91.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.44 with Unitedhealthcare vs $67.01 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Unitedhealthcare | All Commercial Plans | $14.44 | ↓ -68% |
| Sentara Health Plan | Medicare Managed Care Plan | $27.61 | ↓ -39% |
| Humana | Medicare Managed Care Plan | $27.88 | ↓ -39% |
| Bcbs | Anthem Medicare Managed Care Plan | $28.36 | ↓ -38% |
| Aetna | Medicare Managed Care Plan | $28.42 | ↓ -38% |
| Bcbs | Anthem Exchange | $51.16 | ↑ +12% |
| Bcbs | Anthem Hmo | $54.95 | ↑ +21% |
| Bcbs | Anthem Ppo | $59.01 | ↑ +30% |
| Aetna | All Commercial Plans | $67.01 | ↑ +47% |
Visitor-reported prices
Comments
Culture of specimen by kit at other Virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sentara Northern Virginia Medical Center | Woodbridge | $49.00 | $7.54 – $45.85 |
| Sentara Halifax Regional Hospital | South Boston | $56.50 | $11.79 – $28.36 |
| Sentara Leigh Hospital | Norfolk | $49.00 | $14.81 – $61.34 |
| Sentara RMH Medical Center | Harrisonburg | $45.50 | $17.22 – $28.42 |
| Sentara CarePlex Hospital | Hampton | $49.00 | $14.81 – $27.88 |
| Sentara Norfolk General Hospital | Norfolk | $49.00 | $14.81 – $61.34 |
| Sentara Princess Anne Hospital | Virginia Beach | $49.00 | $14.81 – $61.34 |
| Sentara Virginia Beach General Hospital | Virginia Beach | $49.00 | $14.81 – $61.34 |