Biliary endoscopy thru skin at Sentara Martha Jefferson Hospital
500 Martha Jefferson Drive, Charlottesville, VA · Sentara · · NPI 1346248663
$2,504.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,009.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$3,304.00 with Aetna vs $37,919.66 with Bcbs — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | All Commercial Plans | $3,304.00 | ↑ +32% |
| Cigna | Ppo/Pos | $6,716.00 | ↑ +168% |
| Sentara Health Plan | Medicare Managed Care Plan | $10,578.79 | ↑ +322% |
| Humana | Medicare Managed Care Plan | $10,682.51 | ↑ +327% |
| Bcbs | Anthem Medicare Managed Care Plan | $10,864.01 | ↑ +334% |
| Aetna | Medicare Managed Care Plan | $10,889.94 | ↑ +335% |
| Unitedhealthcare | All Commercial Plans | $13,397.00 | ↑ +435% |
| Bcbs | Anthem Exchange | $32,795.83 | ↑ +1209% |
| Bcbs | Anthem Hmo | $35,264.49 | ↑ +1308% |
| Bcbs | Anthem Ppo | $37,919.66 | ↑ +1414% |
Visitor-reported prices
Comments
Biliary endoscopy thru skin at other Virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Inova Alexandria Hospital | Alexandria | $2,149.00 | $3,352.44 – $8,545.00 |
| Inova Fairfax Hospital | Falls Church | $2,149.00 | $3,352.44 – $8,545.00 |
| Inova Fair Oaks Hospital | VA 22033-1709 | $2,149.00 | $3,352.44 – $8,545.00 |
| Inova Loudoun Hospital | Leesburg | $2,149.00 | $3,352.44 – $8,545.00 |
| Inova Mount Vernon Hospital | Alexandria | $2,149.00 | $3,352.44 – $8,545.00 |
| Sentara Northern Virginia Medical Center | Woodbridge | $2,841.00 | $5,047.00 – $10,889.94 |
| Sentara Halifax Regional Hospital | South Boston | $2,805.00 | $10,662.54 – $10,976.14 |
| Sentara Leigh Hospital | Norfolk | $2,841.00 | $10,578.79 – $13,700.00 |