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Lower Back (Lumbar Spine) MRI (with and without contrast) at Inova Mount Vernon Hospital

2501 Parkers Lane, Alexandria, VA · Inova · · NPI 1922139120

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$1,479.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,958.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$357.13 with united vs $4,376.99 with carefirst — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united medicare advantage $357.13 ↓ -76%
anthem medicare advantage $357.13 ↓ -76%
aetna medicare advantage $357.13 ↓ -76%
sentara health medicare advantage $364.27 ↓ -75%
kaiser medicare advantage $371.42 ↓ -75%
cigna medicare advantage $371.42 ↓ -75%
humana medicare advantage $392.84 ↓ -73%
anthem medicaid advantage $580.28 ↓ -61%
united medicaid advantage $591.89 ↓ -60%
sentara health medicaid advantage $597.69 ↓ -60%
humana medicaid advantage $603.49 ↓ -59%
aetna medicaid advantage $609.29 ↓ -59%
kaiser medicaid advantage $638.31 ↓ -57%
anthem exchange hmo $828.54 ↓ -44%
united options $846.20 ↓ -43%
united exchange $846.20 ↓ -43%
united nonoptions $846.20 ↓ -43%
anthem hmo $955.06 ↓ -35%
anthem ppo $955.06 ↓ -35%
sentara health exchange $1,686.78 ↑ +14%
innovation fully insured $2,149.00 ↑ +45%
sentara health hmo $2,219.23 ↑ +50%
sentara health ppo $2,219.23 ↑ +50%
aetna fannie-mae $2,247.51 ↑ +52%
kaiser ppo $2,307.24 ↑ +56%
kaiser hmo $2,307.24 ↑ +56%
innovation self insured $2,589.00 ↑ +75%
aetna hmo $2,629.00 ↑ +78%
aetna ppo $2,629.00 ↑ +78%
cigna hmo $3,280.33 ↑ +122%
cigna exchange $3,280.33 ↑ +122%
cigna ppo $3,280.33 ↑ +122%
carefirst hmo $4,034.21 ↑ +173%
carefirst ppo $4,376.99 ↑ +196%

Visitor-reported prices

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Lower Back (Lumbar Spine) MRI (with and without contrast) at other Virginia hospitals

Hospital City Cash price Negotiated range
Inova Alexandria Hospital Alexandria $1,479.00 $357.13 – $4,034.21
Inova Fairfax Hospital Falls Church $1,479.00 $357.13 – $4,034.21
Inova Fair Oaks Hospital VA 22033-1709 $1,479.00 $357.13 – $4,034.21
Inova Loudoun Hospital Leesburg $1,479.00 $357.13 – $4,034.21

All Virginia hospitals for this procedure →