healthcosts.net
ER Visit (level 5, high severity) at Inova Mount Vernon Hospital
2501 Parkers Lane, Alexandria, VA · Inova · · NPI 1922139120
$1,778.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,557.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$613.10 with aetna vs $7,643.00 with carefirst — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| aetna | medicare advantage | $613.10 | ↓ -66% |
| anthem | medicare advantage | $613.10 | ↓ -66% |
| united | medicare advantage | $613.10 | ↓ -66% |
| sentara health | medicare advantage | $625.36 | ↓ -65% |
| cigna | medicare advantage | $637.62 | ↓ -64% |
| kaiser | medicare advantage | $637.62 | ↓ -64% |
| humana | medicare advantage | $674.41 | ↓ -62% |
| anthem | exchange hmo | $1,422.38 | ↓ -20% |
| anthem | hmo | $1,639.58 | ↓ -8% |
| anthem | ppo | $1,639.58 | ↓ -8% |
| aetna | hmo | $2,020.02 | ↑ +14% |
| aetna | ppo | $2,020.02 | ↑ +14% |
| aetna | fannie-mae | $2,119.97 | ↑ +19% |
| united | exchange | $2,534.70 | ↑ +43% |
| kaiser | hmo | $2,774.46 | ↑ +56% |
| kaiser | ppo | $2,774.46 | ↑ +56% |
| cigna | exchange | $2,893.00 | ↑ +63% |
| innovation | fully insured | $3,145.00 | ↑ +77% |
| united | nonoptions | $3,193.00 | ↑ +80% |
| united | options | $3,193.00 | ↑ +80% |
| innovation | self insured | $3,796.00 | ↑ +113% |
| sentara health | exchange | $4,016.13 | ↑ +126% |
| cigna | hmo | $4,045.00 | ↑ +127% |
| cigna | ppo | $4,045.00 | ↑ +127% |
| sentara health | hmo | $5,283.87 | ↑ +197% |
| sentara health | ppo | $5,283.87 | ↑ +197% |
| carefirst | hmo | $6,385.00 | ↑ +259% |
| carefirst | ppo | $7,643.00 | ↑ +330% |
Visitor-reported prices
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ER Visit (level 5, high severity) at other Virginia hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Inova Alexandria Hospital | Alexandria | $1,778.50 | $613.10 – $6,385.00 |
| Inova Fairfax Hospital | Falls Church | $1,778.50 | $613.10 – $6,414.00 |
| Inova Fair Oaks Hospital | VA 22033-1709 | $1,778.50 | $613.10 – $6,385.00 |
| Inova Loudoun Hospital | Leesburg | $1,778.50 | $613.10 – $6,385.00 |