X-ray knee ap standing bilateral at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$289.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$482.23

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.10 with Superior Health Plan vs $454.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $40.10 ↓ -86%
United Healthcare Medicaid/CHIP $42.91 ↓ -85%
Baylor Scott & White Health Plan Medicare Advantage $83.05 ↓ -71%
CORVEL Worker's Compensation $84.80 ↓ -71%
Humana Medicare $87.42 ↓ -70%
TriWest Community Care Network $87.42 ↓ -70%
Blue Cross Blue Shield Medicare Advantage $91.79 ↓ -68%
American Health Plan Medicare Advantage $91.79 ↓ -68%
ProCare Advantage Medicare Advantage $91.79 ↓ -68%
United Healthcare Medicare Advantage $97.91 ↓ -66%
Baylor Scott & White Health Plan BSW Premier - Small Group $104.90 ↓ -64%
Baylor Scott & White Health Plan BSW Premier - Individual $109.71 ↓ -62%
Prime Health Services Worker's Compensation $110.24 ↓ -62%
Injury Management Organization Med Select Network $130.69 ↓ -55%
Sedgwick Preferred Network $130.69 ↓ -55%
Baylor Scott & White Health Plan BSW Plus - Small Group $144.24 ↓ -50%
Texas Workforce Commission Workers Compensation $159.14 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $175.44 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $206.39 ↓ -29%
Mark Cuban Commercial $225.11 ↓ -22%
High Plains Health Plans Commercial $236.24 ↓ -18%
Cigna Local Plus $242.08 ↓ -16%
Imagine Health Commercial $265.23 ↓ -8%
MidCoast Commercial $265.23 ↓ -8%
QuikTrip Employee Benefit Plan $265.23 ↓ -8%
Aetna Commercial $265.23 ↓ -8%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $268.16 ↓ -7%
Blue Cross Blue Shield Blue Advantage $271.35 ↓ -6%
University of Mary Hardin-Baylor Commercial $279.69 ↓ -3%
Cigna HMO/PPO $284.52 ↓ -2%
Independent Medical System Commercial PPO $289.34 ↑ +0%
Blue Cross Blue Shield Blue Essentials (HMO) $310.46 ↑ +7%
Curative Commercial $313.45 ↑ +8%
Humana Commercial HMO $313.45 ↑ +8%
Blue Cross Blue Shield BlueChoice (PPO) $326.42 ↑ +13%
Humana Commercial PPO $337.56 ↑ +17%
HealthSmart Accel Network $337.56 ↑ +17%
First Health PPO $337.56 ↑ +17%
HealthSmart Preferred Network $361.67 ↑ +25%
Private Health Care System PHCS Network $361.67 ↑ +25%
United Healthcare Nexus $409.00 ↑ +41%
United Healthcare Charter $409.00 ↑ +41%
United Healthcare Commercial Broad $454.00 ↑ +57%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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X-ray knee ap standing bilateral at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco $243.09 $33.75 – $384.89
Adventhealth Rollins Brook Lampasas $922.15 $307.27 – $307.27
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $299.78 $40.10 – $374.73
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $289.34 $59.56 – $434.01
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $300.65 $40.10 – $375.82
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $299.78 $40.10 – $374.73
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $289.34 $42.91 – $434.01
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $289.34 $40.10 – $434.01

All Texas hospitals for this procedure →