Treat humerus fracture at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$601.66

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,002.77

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $3,981.46 with Mark Cuban — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -88%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -88%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -87%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -86%
Texas Workforce Commission Workers Compensation $330.91 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $364.81 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $429.19 ↓ -29%
United Healthcare Charter $444.93 ↓ -26%
United Healthcare Nexus $444.93 ↓ -26%
High Plains Health Plans Commercial $491.26 ↓ -18%
United Healthcare Commercial Broad $494.37 ↓ -18%
Cigna Local Plus $503.39 ↓ -16%
QuikTrip Employee Benefit Plan $551.52 ↓ -8%
MidCoast Commercial $551.52 ↓ -8%
Aetna Commercial $551.52 ↓ -8%
Imagine Health Commercial $581.61 ↓ -3%
University of Mary Hardin-Baylor Commercial $581.61 ↓ -3%
Cigna HMO/PPO $591.63 ↓ -2%
Superior Health Plan Medicaid $593.04 ↓ -1%
Independent Medical System Commercial PPO $601.66 ↑ +0%
United Healthcare Medicaid/CHIP $634.55 ↑ +5%
Curative Commercial $651.80 ↑ +8%
Humana Commercial PPO $701.94 ↑ +17%
First Health PPO $701.94 ↑ +17%
HealthSmart Accel Network $701.94 ↑ +17%
HealthSmart Preferred Network $752.08 ↑ +25%
Private Health Care System PHCS Network $752.08 ↑ +25%
Humana Commercial HMO $1,222.00 ↑ +103%
Baylor Scott & White Health Plan Medicare Advantage $1,534.55 ↑ +155%
CORVEL Worker's Compensation $1,566.86 ↑ +160%
Humana Medicare $1,615.32 ↑ +168%
TriWest Community Care Network $1,615.32 ↑ +168%
Blue Cross Blue Shield Medicare Advantage $1,696.09 ↑ +182%
ProCare Advantage Medicare Advantage $1,696.09 ↑ +182%
American Health Plan Medicare Advantage $1,696.09 ↑ +182%
United Healthcare Medicare Advantage $1,809.16 ↑ +201%
Baylor Scott & White Health Plan BSW Premier - Small Group $1,938.38 ↑ +222%
Baylor Scott & White Health Plan BSW Premier - Individual $2,027.23 ↑ +237%
Prime Health Services Worker's Compensation $2,036.92 ↑ +239%
Sedgwick Preferred Network $2,414.90 ↑ +301%
Injury Management Organization Med Select Network $2,414.90 ↑ +301%
Baylor Scott & White Health Plan BSW Plus - Small Group $2,665.28 ↑ +343%
Mark Cuban Commercial $3,981.46 ↑ +562%
Humana Military TRICARE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Treat humerus fracture at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $593.04 – $2,561.69
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,045.35 $593.04 – $3,981.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $601.66 $71.00 – $3,981.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,488.31 $71.00 – $3,981.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,045.35 $593.04 – $3,981.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $601.66 $85.00 – $3,981.46
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $601.66 $501.38 – $3,981.46
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,488.31 $71.00 – $3,981.46

All Texas hospitals for this procedure →