Tibial arthroscopy/surgery at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$7,223.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,039.07

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $32,603.53 with Mark Cuban — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -99%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -99%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -99%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -99%
Texas Workforce Commission Workers Compensation $3,972.89 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $4,379.81 ↓ -39%
Cigna Local Plus $5,132.00 ↓ -29%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $5,152.72 ↓ -29%
United Healthcare Nexus $5,341.74 ↓ -26%
United Healthcare Charter $5,341.74 ↓ -26%
High Plains Health Plans Commercial $5,897.94 ↓ -18%
United Healthcare Commercial Broad $5,935.26 ↓ -18%
Cigna HMO/PPO $6,038.00 ↓ -16%
Aetna Commercial $6,621.49 ↓ -8%
QuikTrip Employee Benefit Plan $6,621.49 ↓ -8%
MidCoast Commercial $6,621.49 ↓ -8%
Superior Health Plan Medicaid $6,643.22 ↓ -8%
Imagine Health Commercial $6,982.66 ↓ -3%
University of Mary Hardin-Baylor Commercial $6,982.66 ↓ -3%
United Healthcare Medicaid/CHIP $7,108.25 ↓ -2%
Independent Medical System Commercial PPO $7,223.44 ↑ +0%
Humana Commercial HMO $7,441.00 ↑ +3%
Curative Commercial $7,825.40 ↑ +8%
Humana Commercial PPO $8,427.35 ↑ +17%
First Health PPO $8,427.35 ↑ +17%
HealthSmart Preferred Network $9,029.30 ↑ +25%
Private Health Care System PHCS Network $9,029.30 ↑ +25%
Baylor Scott & White Health Plan Medicare Advantage $12,252.33 ↑ +70%
HealthSmart Accel Network $12,343.00 ↑ +71%
CORVEL Worker's Compensation $12,510.27 ↑ +73%
Humana Medicare $12,897.19 ↑ +79%
TriWest Community Care Network $12,897.19 ↑ +79%
ProCare Advantage Medicare Advantage $13,542.05 ↑ +87%
Blue Cross Blue Shield Medicare Advantage $13,542.05 ↑ +87%
American Health Plan Medicare Advantage $13,542.05 ↑ +87%
United Healthcare Medicare Advantage $14,444.85 ↑ +100%
Baylor Scott & White Health Plan BSW Premier - Small Group $15,476.63 ↑ +114%
Baylor Scott & White Health Plan BSW Premier - Individual $16,185.97 ↑ +124%
Prime Health Services Worker's Compensation $16,263.36 ↑ +125%
Sedgwick Preferred Network $19,281.30 ↑ +167%
Injury Management Organization Med Select Network $19,281.30 ↑ +167%
Baylor Scott & White Health Plan BSW Plus - Small Group $21,280.36 ↑ +195%
Mark Cuban Commercial $32,603.53 ↑ +351%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Tibial arthroscopy/surgery at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $1,061.55 – $22,492.34
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $7,223.44 $71.00 – $32,603.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $10,629.07 $71.00 – $32,603.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $7,223.44 $85.00 – $32,603.53
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $7,223.44 $6,019.53 – $32,603.53
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $10,629.07 $71.00 – $32,603.53
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $7,223.44 $71.00 – $32,603.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $10,629.07 $71.00 – $32,603.53

All Texas hospitals for this procedure →