Screening pap smear by phys at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$27.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$45.36

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.44 with Superior Health Plan vs $465.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $5.44 ↓ -80%
United Healthcare Medicaid/CHIP $5.82 ↓ -79%
Texas Workforce Commission Workers Compensation $14.97 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $16.50 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $19.41 ↓ -29%
High Plains Health Plans Commercial $22.22 ↓ -18%
Cigna Local Plus $22.77 ↓ -16%
Aetna Commercial $24.95 ↓ -8%
MidCoast Commercial $24.95 ↓ -8%
QuikTrip Employee Benefit Plan $24.95 ↓ -8%
University of Mary Hardin-Baylor Commercial $26.31 ↓ -3%
Imagine Health Commercial $26.31 ↓ -3%
Cigna HMO/PPO $26.76 ↓ -2%
Independent Medical System Commercial PPO $27.22 ↑ +0%
Humana Commercial HMO $29.48 ↑ +8%
Curative Commercial $29.48 ↑ +8%
First Health PPO $31.75 ↑ +17%
Humana Commercial PPO $31.75 ↑ +17%
HealthSmart Accel Network $31.75 ↑ +17%
HealthSmart Preferred Network $34.02 ↑ +25%
Private Health Care System PHCS Network $34.02 ↑ +25%
TriWest Community Care Network $34.02 ↑ +25%
CORVEL Worker's Compensation $38.56 ↑ +42%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $167.71 ↑ +516%
Blue Cross Blue Shield Blue Advantage $169.99 ↑ +525%
Blue Cross Blue Shield Blue Essentials (HMO) $194.32 ↑ +614%
Blue Cross Blue Shield BlueChoice (PPO) $204.70 ↑ +652%
United Healthcare Nexus $419.00 ↑ +1439%
United Healthcare Charter $419.00 ↑ +1439%
United Healthcare Commercial Broad $465.00 ↑ +1608%

Visitor-reported prices

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Screening pap smear by phys at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $36.12 $124.89 – $124.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $27.22 $5.60 – $40.82
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $16.97 $3.39 – $167.71
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $27.22 $8.74 – $204.70
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $27.22 $14.06 – $40.82
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $16.97 $5.66 – $167.71
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $27.22 $6.80 – $167.71
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $16.97 $3.11 – $167.71

All Texas hospitals for this procedure →